Key points at a glance
Living in Schaffhouse (canton of Schaffhausen) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Schaffhouse you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Schaffhouse belongs to region 2 in the canton of Schaffhausen) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Schaffhouse has roughly 38’964 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Schaffhouse, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Feuerthalen (1 km), Flurlingen (1 km), Neuhausen am Rheinfall (2 km).
Schaffhouse at a glance: your local context
Schaffhouse, a municipality of roughly 38’964 residents in the canton of Schaffhausen, has its own profile when it comes to health insurance. Schaffhouse lies in premium region 2 of the canton of Schaffhausen (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 38’964
- Canton: Schaffhausen
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 8200
- Federal municipality number (BFS): 2939
Applying for premium subsidies around Schaffhouse: compare neighbouring municipalities
Around Schaffhouse, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Feuerthalen — 1.0 km away
- Applying for premium subsidies in Flurlingen — 1.5 km away
- Applying for premium subsidies in Neuhausen am Rheinfall — 2.0 km away
- Applying for premium subsidies in Laufen-Uhwiesen — 2.9 km away
- Applying for premium subsidies in Dachsen — 3.6 km away
- Applying for premium subsidies in Stetten — 4.2 km away
- Applying for premium subsidies in Beringen — 4.4 km away
- Applying for premium subsidies in Benken — 4.9 km away
- Applying for premium subsidies in Rheinau — 6.0 km away
- Applying for premium subsidies in Löhningen — 6.2 km away
Health insurance premiums 2026 in Schaffhouse: the real numbers
Concretely for Schaffhouse: the 2026 adult premium (deductible 300 CHF) is between 434 and 611 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’128 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 434 – 611 CHF | from 323 CHF |
| Young adults (19–25) | 317 – 471 CHF | from 206 CHF |
| Children (0–18) | 30 – 134 CHF | — |
Our comparison tool does this work for you: the 75 insurers available for Schaffhouse are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Schaffhouse →
Basic insurance in Schaffhouse: choosing insurer, deductible and model
You steer your premium in Schaffhouse with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Schaffhouse starts as low as 323 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Schaffhausen: the entitlement goes surprisingly often unclaimed.
Checklist for Schaffhouse
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Schaffhausen.
Free premium comparison for Schaffhouse →
How we work for Schaffhouse
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Schaffhausen. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Schaffhouse this difference is measurable: 434–611 francs a month for adults, i.e. up to 2’128 francs a year across 75 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Schaffhouse (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Schaffhouse?
In Schaffhouse (postal code 8200), the 2026 adult basic-insurance premium ranges from 434 to 611 francs a month depending on the insurer (deductible 300), from 317 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’128 francs a year (FOPH premium region 2 of the canton of Schaffhausen). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Schaffhouse have the same premiums?
Not necessarily. Schaffhouse and nearby municipalities such as Feuerthalen (1 km), Flurlingen (1 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Schaffhouse?
No, it is for orientation in Schaffhouse. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Schaffhausen.
Can I compare "Applying for premium subsidies" in Schaffhouse with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Schaffhouse follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.