Key points at a glance
Living in Stetten (canton of Schaffhausen) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Stetten you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Stetten belongs to region 2 in the canton of Schaffhausen) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Stetten has roughly 1’351 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Stetten, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Lohn (2 km), Büttenhardt (2 km), Thayngen (4 km).
Stetten at a glance: your local context
Stetten, a municipality of roughly 1’351 residents in the canton of Schaffhausen, has its own profile when it comes to health insurance. Stetten lies in premium region 2 of the canton of Schaffhausen (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 1’351
- Canton: Schaffhausen
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 8234
- Federal municipality number (BFS): 2919
Applying for premium subsidies around Stetten: compare neighbouring municipalities
Living or working near Stetten? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Lohn — 2.2 km away
- Applying for premium subsidies in Büttenhardt — 2.3 km away
- Applying for premium subsidies in Thayngen — 4.2 km away
- Applying for premium subsidies in Schaffhouse — 4.2 km away
- Applying for premium subsidies in Merishausen — 4.3 km away
- Applying for premium subsidies in Feuerthalen — 4.6 km away
- Applying for premium subsidies in Flurlingen — 5.7 km away
- Applying for premium subsidies in Dörflingen — 6.0 km away
- Applying for premium subsidies in Neuhausen am Rheinfall — 6.1 km away
- Applying for premium subsidies in Beringen — 6.9 km away
Health insurance premiums 2026 in Stetten: the real numbers
Concretely for Stetten: the 2026 adult premium (deductible 300 CHF) is between 434 and 611 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’128 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 434 – 611 CHF | from 323 CHF |
| Young adults (19–25) | 317 – 471 CHF | from 206 CHF |
| Children (0–18) | 30 – 134 CHF | — |
That is exactly what our comparison does: it ranks the 75 insurers active in Stetten from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Stetten →
Basic insurance in Stetten: choosing insurer, deductible and model
You steer your premium in Stetten with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Stetten starts as low as 323 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Schaffhausen — many households leave this reduction unused.
Checklist for Stetten
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Schaffhausen.
Free premium comparison for Stetten →
How we work for Stetten
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Schaffhausen. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Stetten this difference is measurable: 434–611 francs a month for adults, i.e. up to 2’128 francs a year across 75 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Stetten (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Stetten?
In Stetten (postal code 8234), the 2026 adult basic-insurance premium ranges from 434 to 611 francs a month depending on the insurer (deductible 300), from 317 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’128 francs a year (FOPH premium region 2 of the canton of Schaffhausen). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Stetten have the same premiums?
Not necessarily. Stetten and nearby municipalities such as Lohn (2 km), Büttenhardt (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Stetten?
No, it is for orientation in Stetten. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Schaffhausen.
Can I compare "Applying for premium subsidies" in Stetten with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Stetten follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
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Important notes
This local guide for Stetten is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.