Key points at a glance
This page is written for residents of Benken, in the canton of Zurich, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Benken, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Benken belongs to region 1 in the canton of Zurich) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Benken has roughly 857 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Benken, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Laufen-Uhwiesen (2 km), Dachsen (3 km), Marthalen (3 km).
Benken at a glance: your local context
Benken, a municipality of roughly 857 residents in the canton of Zurich, has its own profile when it comes to health insurance. For health insurance premiums, Benken belongs to FOPH premium region 1 of the canton of Zurich. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 857
- Canton: Zurich
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 8463
- Federal municipality number (BFS): 22
Applying for premium subsidies around Benken: compare neighbouring municipalities
Living or working near Benken? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Laufen-Uhwiesen — 2.3 km away
- Applying for premium subsidies in Dachsen — 2.9 km away
- Applying for premium subsidies in Marthalen — 3.1 km away
- Applying for premium subsidies in Trüllikon — 3.4 km away
- Applying for premium subsidies in Schlatt — 3.5 km away
- Applying for premium subsidies in Rheinau — 3.7 km away
- Applying for premium subsidies in Flurlingen — 3.8 km away
- Applying for premium subsidies in Neuhausen am Rheinfall — 4.3 km away
- Applying for premium subsidies in Feuerthalen — 4.3 km away
- Applying for premium subsidies in Schaffhouse — 4.9 km away
Health insurance premiums 2026 in Benken: the real numbers
Concretely for Benken: the 2026 adult premium (deductible 300 CHF) is between 518 and 724 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’476 francs of difference a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 518 – 724 CHF | from 389 CHF |
| Young adults (19–25) | 371 – 591 CHF | from 243 CHF |
| Children (0–18) | 41 – 168 CHF | — |
Our comparison tool does this work for you: the 83 insurers available for Benken are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Benken: choosing insurer, deductible and model
Three decisions drive your premium in Benken. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Benken starts as low as 389 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Zurich: the entitlement goes surprisingly often unclaimed.
Checklist for Benken
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Zurich.
Free premium comparison for Benken →
How we work for Benken
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Zurich. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Benken this difference is measurable: 518–724 francs a month for adults, i.e. up to 2’476 francs a year across 83 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Benken (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Benken?
In Benken (postal code 8463), the 2026 adult basic-insurance premium ranges from 518 to 724 francs a month depending on the insurer (deductible 300), from 371 francs for young adults and from 41 francs for children. For identical cover, the difference reaches up to 2’476 francs a year (FOPH premium region 1 of the canton of Zurich). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Benken have the same premiums?
Not necessarily. Benken and nearby municipalities such as Laufen-Uhwiesen (2 km), Dachsen (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Benken?
No. It explains the insurance and tax concepts for residents of Benken (canton of Zurich). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Benken with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Benken follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
This local guide for Benken is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.