Key points at a glance
This page is written for residents of Löhningen, in the canton of Schaffhausen, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Löhningen, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Schaffhausen), never on your health: for basic insurance, every insurer must accept you. Löhningen has roughly 1’472 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Löhningen, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Beringen (2 km), Siblingen (3 km), Gächlingen (4 km).
Löhningen at a glance: your local context
Löhningen, a municipality of roughly 1’472 residents in the canton of Schaffhausen, has its own profile when it comes to health insurance. For health insurance premiums, Löhningen belongs to FOPH premium region 2 of the canton of Schaffhausen. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 1’472
- Canton: Schaffhausen
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 8224
- Federal municipality number (BFS): 2903
Applying for premium subsidies around Löhningen: compare neighbouring municipalities
Living or working near Löhningen? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Beringen — 1.9 km away
- Applying for premium subsidies in Siblingen — 2.7 km away
- Applying for premium subsidies in Gächlingen — 3.9 km away
- Applying for premium subsidies in Neunkirch — 4.2 km away
- Applying for premium subsidies in Neuhausen am Rheinfall — 5.3 km away
- Applying for premium subsidies in Oberhallau — 5.6 km away
- Applying for premium subsidies in Flurlingen — 6.1 km away
- Applying for premium subsidies in Schaffhouse — 6.2 km away
- Applying for premium subsidies in Dachsen — 6.4 km away
- Applying for premium subsidies in Hallau — 7.1 km away
Health insurance premiums 2026 in Löhningen: the real numbers
In Löhningen, an adult with a 300 CHF deductible pays between 434 and 611 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’128 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 434 – 611 CHF | from 323 CHF |
| Young adults (19–25) | 317 – 471 CHF | from 206 CHF |
| Children (0–18) | 30 – 134 CHF | — |
That is exactly what our comparison does: it ranks the 75 insurers active in Löhningen from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Löhningen →
Basic insurance in Löhningen: choosing insurer, deductible and model
You steer your premium in Löhningen with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Löhningen starts as low as 323 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Schaffhausen: the entitlement goes surprisingly often unclaimed.
Checklist for Löhningen
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Schaffhausen.
Free premium comparison for Löhningen →
How we work for Löhningen
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Schaffhausen. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Löhningen this difference is measurable: 434–611 francs a month for adults, i.e. up to 2’128 francs a year across 75 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Löhningen (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Löhningen?
In Löhningen (postal code 8224), the 2026 adult basic-insurance premium ranges from 434 to 611 francs a month depending on the insurer (deductible 300), from 317 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’128 francs a year (FOPH premium region 2 of the canton of Schaffhausen). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Löhningen have the same premiums?
Not necessarily. Löhningen and nearby municipalities such as Beringen (2 km), Siblingen (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Löhningen?
No, it is for orientation in Löhningen. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Schaffhausen.
Can I compare "Applying for premium subsidies" in Löhningen with no obligation?
Of course. The starting point is your situation in Löhningen; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.