Key points at a glance
This page is written for residents of Neuhausen am Rheinfall, in the canton of Schaffhausen, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Neuhausen am Rheinfall, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Neuhausen am Rheinfall belongs to region 2 in the canton of Schaffhausen) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Neuhausen am Rheinfall has roughly 10’510 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Neuhausen am Rheinfall, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Flurlingen (1 km), Dachsen (2 km), Schaffhouse (2 km).
Neuhausen am Rheinfall at a glance: your local context
Neuhausen am Rheinfall, a municipality of roughly 10’510 residents in the canton of Schaffhausen, has its own profile when it comes to health insurance. For health insurance premiums, Neuhausen am Rheinfall belongs to FOPH premium region 2 of the canton of Schaffhausen. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 10’510
- Canton: Schaffhausen
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 8212
- Federal municipality number (BFS): 2937
Applying for premium subsidies around Neuhausen am Rheinfall: compare neighbouring municipalities
Around Neuhausen am Rheinfall, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Flurlingen — 0.9 km away
- Applying for premium subsidies in Dachsen — 2.0 km away
- Applying for premium subsidies in Schaffhouse — 2.0 km away
- Applying for premium subsidies in Laufen-Uhwiesen — 2.0 km away
- Applying for premium subsidies in Feuerthalen — 2.4 km away
- Applying for premium subsidies in Beringen — 3.4 km away
- Applying for premium subsidies in Rheinau — 4.2 km away
- Applying for premium subsidies in Benken — 4.3 km away
- Applying for premium subsidies in Löhningen — 5.3 km away
- Applying for premium subsidies in Stetten — 6.1 km away
Health insurance premiums 2026 in Neuhausen am Rheinfall: the real numbers
Concretely for Neuhausen am Rheinfall: the 2026 adult premium (deductible 300 CHF) is between 434 and 611 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’128 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 434 – 611 CHF | from 323 CHF |
| Young adults (19–25) | 317 – 471 CHF | from 206 CHF |
| Children (0–18) | 30 – 134 CHF | — |
Our comparison tool does this work for you: the 75 insurers available for Neuhausen am Rheinfall are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Neuhausen am Rheinfall →
Basic insurance in Neuhausen am Rheinfall: choosing insurer, deductible and model
You steer your premium in Neuhausen am Rheinfall with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Neuhausen am Rheinfall starts as low as 323 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Schaffhausen — many households leave this reduction unused.
Checklist for Neuhausen am Rheinfall
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Schaffhausen.
Free premium comparison for Neuhausen am Rheinfall →
How we work for Neuhausen am Rheinfall
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Schaffhausen. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Neuhausen am Rheinfall this difference is measurable: 434–611 francs a month for adults, i.e. up to 2’128 francs a year across 75 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Neuhausen am Rheinfall (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Neuhausen am Rheinfall?
In Neuhausen am Rheinfall (postal code 8212), the 2026 adult basic-insurance premium ranges from 434 to 611 francs a month depending on the insurer (deductible 300), from 317 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’128 francs a year (FOPH premium region 2 of the canton of Schaffhausen). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Neuhausen am Rheinfall have the same premiums?
Not necessarily. Neuhausen am Rheinfall and nearby municipalities such as Flurlingen (1 km), Dachsen (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Neuhausen am Rheinfall?
No, it is for orientation in Neuhausen am Rheinfall. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Schaffhausen.
Can I compare "Applying for premium subsidies" in Neuhausen am Rheinfall with no obligation?
Of course. The starting point is your situation in Neuhausen am Rheinfall; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.