Key points at a glance
This page is written for residents of Saint-Blaise, in the canton of Neuchâtel, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Saint-Blaise, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Saint-Blaise belongs to region 0 in the canton of Neuchâtel) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Saint-Blaise has roughly 3’211 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Saint-Blaise, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: La Tène (1 km), Laténa (1 km), Hauterive (2 km).
Saint-Blaise at a glance: your local context
Saint-Blaise, a municipality of roughly 3’211 residents in the canton of Neuchâtel, has its own profile when it comes to health insurance. Saint-Blaise lies in premium region 0 of the canton of Neuchâtel (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 3’211
- Canton: Neuchâtel
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 2072
- Federal municipality number (BFS): 6459
Health insurance and supplementary cover around Saint-Blaise: compare neighbouring municipalities
Living or working near Saint-Blaise? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in La Tène — 1.5 km away
- Health insurance and supplementary cover in Laténa — 1.5 km away
- Health insurance and supplementary cover in Hauterive — 1.5 km away
- Health insurance and supplementary cover in Cornaux — 3.8 km away
- Health insurance and supplementary cover in Neuchâtel — 4.9 km away
- Health insurance and supplementary cover in Gals — 5.0 km away
- Health insurance and supplementary cover in Champion — 5.4 km away
- Health insurance and supplementary cover in Cressier — 5.6 km away
- Health insurance and supplementary cover in Enges — 6.4 km away
- Health insurance and supplementary cover in Tschugg — 7.0 km away
Health insurance premiums 2026 in Saint-Blaise: the real numbers
In Saint-Blaise, an adult with a 300 CHF deductible pays between 554 and 794 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’878 francs a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 554 – 794 CHF | from 434 CHF |
| Young adults (19–25) | 415 – 638 CHF | from 287 CHF |
| Children (0–18) | 40 – 175 CHF | — |
Our comparison tool does this work for you: the 68 insurers available for Saint-Blaise are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Saint-Blaise →
Basic insurance in Saint-Blaise: choosing insurer, deductible and model
You steer your premium in Saint-Blaise with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Saint-Blaise starts as low as 434 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Neuchâtel — many households leave this reduction unused.
Checklist for Saint-Blaise
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Neuchâtel.
Free premium comparison for Saint-Blaise →
How we work for Saint-Blaise
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Neuchâtel. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Saint-Blaise this difference is measurable: 554–794 francs a month for adults, i.e. up to 2’878 francs a year across 68 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Saint-Blaise (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Saint-Blaise?
In Saint-Blaise (postal code 2072), the 2026 adult basic-insurance premium ranges from 554 to 794 francs a month depending on the insurer (deductible 300), from 415 francs for young adults and from 40 francs for children. For identical cover, the difference reaches up to 2’878 francs a year (FOPH premium region 0 of the canton of Neuchâtel). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Saint-Blaise have the same premiums?
Not necessarily. Saint-Blaise and nearby municipalities such as La Tène (1 km), Laténa (1 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Saint-Blaise?
No, it is for orientation in Saint-Blaise. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Neuchâtel.
Can I compare "Health insurance and supplementary cover" in Saint-Blaise with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Saint-Blaise follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.