Key points at a glance
Living in Cressier (canton of Neuchâtel) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Cressier you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Cressier belongs to region 0 in the canton of Neuchâtel) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Cressier has roughly 1’886 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Cressier, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Cornaux (2 km), Enges (2 km), Le Landeron (3 km).
Cressier at a glance: your local context
Cressier, a municipality of roughly 1’886 residents in the canton of Neuchâtel, has its own profile when it comes to health insurance. For health insurance premiums, Cressier belongs to FOPH premium region 0 of the canton of Neuchâtel. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 1’886
- Canton: Neuchâtel
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 2088
- Federal municipality number (BFS): 6452
Health insurance and supplementary cover around Cressier: compare neighbouring municipalities
Around Cressier, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Cornaux — 1.8 km away
- Health insurance and supplementary cover in Enges — 2.3 km away
- Health insurance and supplementary cover in Le Landeron — 2.6 km away
- Health insurance and supplementary cover in Gals — 2.8 km away
- Health insurance and supplementary cover in Lignières — 4.3 km away
- Health insurance and supplementary cover in Tschugg — 4.4 km away
- Health insurance and supplementary cover in Champion — 4.4 km away
- Health insurance and supplementary cover in La Neuveville — 4.7 km away
- Health insurance and supplementary cover in Cerlier — 4.8 km away
- Health insurance and supplementary cover in La Tène — 5.0 km away
Health insurance premiums 2026 in Cressier: the real numbers
In Cressier, an adult with a 300 CHF deductible pays between 554 and 794 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’878 francs a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 554 – 794 CHF | from 434 CHF |
| Young adults (19–25) | 415 – 638 CHF | from 287 CHF |
| Children (0–18) | 40 – 175 CHF | — |
Our comparison tool does this work for you: the 68 insurers available for Cressier are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Cressier →
Basic insurance in Cressier: choosing insurer, deductible and model
Three decisions drive your premium in Cressier. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Cressier starts as low as 434 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Neuchâtel — many households leave this reduction unused.
Checklist for Cressier
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Neuchâtel.
Free premium comparison for Cressier →
How we work for Cressier
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Neuchâtel. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Cressier this difference is measurable: 554–794 francs a month for adults, i.e. up to 2’878 francs a year across 68 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Cressier (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Cressier?
In Cressier (postal code 2088), the 2026 adult basic-insurance premium ranges from 554 to 794 francs a month depending on the insurer (deductible 300), from 415 francs for young adults and from 40 francs for children. For identical cover, the difference reaches up to 2’878 francs a year (FOPH premium region 0 of the canton of Neuchâtel). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Cressier have the same premiums?
Not necessarily. Cressier and nearby municipalities such as Cornaux (2 km), Enges (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Cressier?
No. It explains the insurance and tax concepts for residents of Cressier (canton of Neuchâtel). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Cressier with no obligation?
Of course. The starting point is your situation in Cressier; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Important notes
This local guide for Cressier is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.