Key points at a glance
Living in Hauterive (canton of Neuchâtel) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Hauterive you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Hauterive belongs to region 0 in the canton of Neuchâtel) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Hauterive has roughly 2’623 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Hauterive, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Saint-Blaise (2 km), La Tène (3 km), Laténa (3 km).
Hauterive at a glance: your local context
Hauterive, a municipality of roughly 2’623 residents in the canton of Neuchâtel, has its own profile when it comes to health insurance. For health insurance premiums, Hauterive belongs to FOPH premium region 0 of the canton of Neuchâtel. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 2’623
- Canton: Neuchâtel
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 2068
- Federal municipality number (BFS): 6454
Health insurance and supplementary cover around Hauterive: compare neighbouring municipalities
Living or working near Hauterive? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Saint-Blaise — 1.5 km away
- Health insurance and supplementary cover in La Tène — 3.0 km away
- Health insurance and supplementary cover in Laténa — 3.0 km away
- Health insurance and supplementary cover in Neuchâtel — 4.0 km away
- Health insurance and supplementary cover in Cornaux — 4.7 km away
- Health insurance and supplementary cover in Gals — 6.3 km away
- Health insurance and supplementary cover in Cressier — 6.5 km away
- Health insurance and supplementary cover in Val-de-Ruz — 6.5 km away
- Health insurance and supplementary cover in Enges — 6.7 km away
- Health insurance and supplementary cover in Champion — 6.9 km away
Health insurance premiums 2026 in Hauterive: the real numbers
The range in Hauterive is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 554 to 794 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’878 francs a year, without giving anything up. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 554 – 794 CHF | from 434 CHF |
| Young adults (19–25) | 415 – 638 CHF | from 287 CHF |
| Children (0–18) | 40 – 175 CHF | — |
That is exactly what our comparison does: it ranks the 68 insurers active in Hauterive from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Hauterive →
Basic insurance in Hauterive: choosing insurer, deductible and model
You steer your premium in Hauterive with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Hauterive starts as low as 434 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Neuchâtel — many households leave this reduction unused.
Checklist for Hauterive
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Neuchâtel.
Free premium comparison for Hauterive →
How we work for Hauterive
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Neuchâtel. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Hauterive this difference is measurable: 554–794 francs a month for adults, i.e. up to 2’878 francs a year across 68 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Hauterive (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Hauterive?
In Hauterive (postal code 2068), the 2026 adult basic-insurance premium ranges from 554 to 794 francs a month depending on the insurer (deductible 300), from 415 francs for young adults and from 40 francs for children. For identical cover, the difference reaches up to 2’878 francs a year (FOPH premium region 0 of the canton of Neuchâtel). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Hauterive have the same premiums?
Not necessarily. Hauterive and nearby municipalities such as Saint-Blaise (2 km), La Tène (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Hauterive?
No. It explains the insurance and tax concepts for residents of Hauterive (canton of Neuchâtel). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Hauterive with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Hauterive follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.