Key points at a glance
Living in Laténa (canton of Neuchâtel) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Laténa you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Further down are the actual 2026 premiums for Laténa, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: La Tène (0 km), Saint-Blaise (1 km), Hauterive (3 km).
Laténa at a glance: your local context
Laténa in the canton of Neuchâtel, has its own profile when it comes to health insurance. In Laténa, the official FOPH premium rates for the canton of Neuchâtel apply.
- Canton: Neuchâtel
- Federal municipality number (BFS): 6513
Health insurance and supplementary cover around Laténa: compare neighbouring municipalities
Around Laténa, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in La Tène — 0.0 km away
- Health insurance and supplementary cover in Saint-Blaise — 1.5 km away
- Health insurance and supplementary cover in Hauterive — 3.0 km away
- Health insurance and supplementary cover in Cornaux — 3.3 km away
- Health insurance and supplementary cover in Gals — 3.7 km away
- Health insurance and supplementary cover in Champion — 4.0 km away
- Health insurance and supplementary cover in Cressier — 5.0 km away
- Health insurance and supplementary cover in Tschugg — 5.6 km away
- Health insurance and supplementary cover in Neuchâtel — 6.1 km away
- Health insurance and supplementary cover in Enges — 6.2 km away
Health insurance premiums 2026 in Laténa: the real numbers
In Laténa, an adult with a 300 CHF deductible pays between 554 and 794 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’878 francs a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 554 – 794 CHF | from 434 CHF |
| Young adults (19–25) | 415 – 638 CHF | from 287 CHF |
| Children (0–18) | 40 – 175 CHF | — |
Our comparison tool does this work for you: the 68 insurers available for Laténa are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Laténa: choosing insurer, deductible and model
Three decisions drive your premium in Laténa. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Laténa starts as low as 434 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Neuchâtel: the entitlement goes surprisingly often unclaimed.
Checklist for Laténa
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Neuchâtel.
Free premium comparison for Laténa →
How we work for Laténa
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Neuchâtel. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Laténa this difference is measurable: 554–794 francs a month for adults, i.e. up to 2’878 francs a year across 68 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Laténa (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Laténa?
In Laténa, the 2026 adult basic-insurance premium ranges from 554 to 794 francs a month depending on the insurer (deductible 300), from 415 francs for young adults and from 40 francs for children. For identical cover, the difference reaches up to 2’878 francs a year. Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Laténa have the same premiums?
Not necessarily. Laténa and nearby municipalities such as La Tène (0 km), Saint-Blaise (1 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Laténa?
No, it is for orientation in Laténa. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Neuchâtel.
Can I compare "Health insurance and supplementary cover" in Laténa with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Laténa follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.