Key points at a glance
Living in La Tène (canton of Neuchâtel) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in La Tène you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Neuchâtel), never on your health: for basic insurance, every insurer must accept you. La Tène has roughly 4’954 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for La Tène, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Laténa (0 km), Saint-Blaise (1 km), Hauterive (3 km).
La Tène at a glance: your local context
La Tène, a municipality of roughly 4’954 residents in the canton of Neuchâtel, has its own profile when it comes to health insurance. For health insurance premiums, La Tène belongs to FOPH premium region 0 of the canton of Neuchâtel. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 4’954
- Canton: Neuchâtel
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 2074
- Federal municipality number (BFS): 6461
Health insurance and supplementary cover around La Tène: compare neighbouring municipalities
Living or working near La Tène? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Laténa — 0.0 km away
- Health insurance and supplementary cover in Saint-Blaise — 1.5 km away
- Health insurance and supplementary cover in Hauterive — 3.0 km away
- Health insurance and supplementary cover in Cornaux — 3.3 km away
- Health insurance and supplementary cover in Gals — 3.7 km away
- Health insurance and supplementary cover in Champion — 4.0 km away
- Health insurance and supplementary cover in Cressier — 5.0 km away
- Health insurance and supplementary cover in Tschugg — 5.6 km away
- Health insurance and supplementary cover in Neuchâtel — 6.1 km away
- Health insurance and supplementary cover in Enges — 6.2 km away
Health insurance premiums 2026 in La Tène: the real numbers
In La Tène, an adult with a 300 CHF deductible pays between 554 and 794 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’878 francs a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 554 – 794 CHF | from 434 CHF |
| Young adults (19–25) | 415 – 638 CHF | from 287 CHF |
| Children (0–18) | 40 – 175 CHF | — |
Our comparison tool does this work for you: the 68 insurers available for La Tène are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for La Tène →
Basic insurance in La Tène: choosing insurer, deductible and model
Three decisions drive your premium in La Tène. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in La Tène starts as low as 434 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Neuchâtel — many households leave this reduction unused.
Checklist for La Tène
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Neuchâtel.
Free premium comparison for La Tène →
How we work for La Tène
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Neuchâtel. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In La Tène this difference is measurable: 554–794 francs a month for adults, i.e. up to 2’878 francs a year across 68 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in La Tène (practical guidance, not legal advice)
How much is the 2026 health insurance premium in La Tène?
In La Tène (postal code 2074), the 2026 adult basic-insurance premium ranges from 554 to 794 francs a month depending on the insurer (deductible 300), from 415 francs for young adults and from 40 francs for children. For identical cover, the difference reaches up to 2’878 francs a year (FOPH premium region 0 of the canton of Neuchâtel). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of La Tène have the same premiums?
Not necessarily. La Tène and nearby municipalities such as Laténa (0 km), Saint-Blaise (1 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in La Tène?
No. It explains the insurance and tax concepts for residents of La Tène (canton of Neuchâtel). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in La Tène with no obligation?
Of course. The starting point is your situation in La Tène; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.