Key points at a glance
This page is written for residents of Villars-Epeney, in the canton of Vaud, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Villars-Epeney, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Villars-Epeney has roughly 100 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Villars-Epeney, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Cheseaux-Noréaz (1 km), Cuarny (2 km), Pomy (4 km).
Villars-Epeney at a glance: your local context
Villars-Epeney, a municipality of roughly 100 residents in the canton of Vaud, has its own profile when it comes to health insurance. In Villars-Epeney, the official FOPH premium rates for the canton of Vaud apply.
- Population: roughly 100
- Canton: Vaud
- Federal municipality number (BFS): 5935
Health insurance and supplementary cover around Villars-Epeney: compare neighbouring municipalities
Living or working near Villars-Epeney? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Cheseaux-Noréaz — 1.3 km away
- Health insurance and supplementary cover in Cuarny — 2.2 km away
- Health insurance and supplementary cover in Pomy — 3.6 km away
- Health insurance and supplementary cover in Cronay — 3.7 km away
- Health insurance and supplementary cover in Donneloye — 3.9 km away
- Health insurance and supplementary cover in Yvonand — 4.2 km away
- Health insurance and supplementary cover in Molondin — 4.2 km away
- Health insurance and supplementary cover in Yverdon-les-Bains — 4.5 km away
- Health insurance and supplementary cover in Grandson — 5.1 km away
- Health insurance and supplementary cover in Rovray — 5.1 km away
Health insurance premiums 2026 in Villars-Epeney: the real numbers
In Villars-Epeney, an adult with a 300 CHF deductible pays between 570 and 764 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’326 francs a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
Our comparison tool does this work for you: the 67 insurers available for Villars-Epeney are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Villars-Epeney →
Basic insurance in Villars-Epeney: choosing insurer, deductible and model
Three decisions drive your premium in Villars-Epeney. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Villars-Epeney starts as low as 442 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Vaud: the entitlement goes surprisingly often unclaimed.
Checklist for Villars-Epeney
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Villars-Epeney →
How we work for Villars-Epeney
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Vaud. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Villars-Epeney this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Villars-Epeney (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Villars-Epeney?
In Villars-Epeney, the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year. Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Villars-Epeney have the same premiums?
Not necessarily. Villars-Epeney and nearby municipalities such as Cheseaux-Noréaz (1 km), Cuarny (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Villars-Epeney?
No, it is for orientation in Villars-Epeney. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Vaud.
Can I compare "Health insurance and supplementary cover" in Villars-Epeney with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Villars-Epeney follow. The comparison is free, and no offer is binding.
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Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.