Key points at a glance
Living in Rovray (canton of Vaud) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Rovray you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 1 of the canton of Vaud), never on your health: for basic insurance, every insurer must accept you. Rovray has roughly 179 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Rovray, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Chavannes-le-Chêne (1 km), Yvonand (2 km), Chêne-Pâquier (2 km).
Rovray at a glance: your local context
Rovray, a municipality of roughly 179 residents in the canton of Vaud, has its own profile when it comes to health insurance. Rovray lies in premium region 1 of the canton of Vaud (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 179
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1463
- Federal municipality number (BFS): 5928
Health insurance and supplementary cover around Rovray: compare neighbouring municipalities
Living or working near Rovray? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Chavannes-le-Chêne — 1.5 km away
- Health insurance and supplementary cover in Yvonand — 1.8 km away
- Health insurance and supplementary cover in Chêne-Pâquier — 2.5 km away
- Health insurance and supplementary cover in Champtauroz — 2.8 km away
- Health insurance and supplementary cover in Molondin — 2.8 km away
- Health insurance and supplementary cover in Cheyres-Châbles — 2.9 km away
- Health insurance and supplementary cover in Treytorrens — 3.5 km away
- Health insurance and supplementary cover in Démoret — 4.5 km away
- Health insurance and supplementary cover in Nuvilly — 5.0 km away
- Health insurance and supplementary cover in Villars-Epeney — 5.1 km away
Health insurance premiums 2026 in Rovray: the real numbers
In Rovray, an adult with a 300 CHF deductible pays between 570 and 764 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’326 francs a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
Our comparison tool does this work for you: the 67 insurers available for Rovray are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Rovray: choosing insurer, deductible and model
Three decisions drive your premium in Rovray. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Rovray starts as low as 442 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Vaud: the entitlement goes surprisingly often unclaimed.
Checklist for Rovray
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Rovray →
How we work for Rovray
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Vaud. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Rovray this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Rovray (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Rovray?
In Rovray (postal code 1463), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Rovray have the same premiums?
Not necessarily. Rovray and nearby municipalities such as Chavannes-le-Chêne (1 km), Yvonand (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Rovray?
No, it is for orientation in Rovray. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Vaud.
Can I compare "Health insurance and supplementary cover" in Rovray with no obligation?
Of course. The starting point is your situation in Rovray; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.