Basic health insurance and supplementary cover in Molondin

Basic health insurance and supplementary cover in Molondin (Vaud)
Basic health insurance and supplementary cover in Molondin (Vaud).

Key points at a glance

This page is written for residents of Molondin, in the canton of Vaud, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Molondin, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.

Your premium depends on your FOPH/OFSP premium region, never on your health: for basic insurance, every insurer must accept you. Molondin has roughly 236 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Molondin, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Chêne-Pâquier (1 km), Démoret (2 km), Champtauroz (3 km).

Molondin at a glance: your local context

Molondin, a municipality of roughly 236 residents in the canton of Vaud, has its own profile when it comes to health insurance. In Molondin, the official FOPH premium rates for the canton of Vaud apply.

  • Population: roughly 236
  • Canton: Vaud
  • Federal municipality number (BFS): 5921

Health insurance and supplementary cover around Molondin: compare neighbouring municipalities

Around Molondin, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:

Health insurance premiums 2026 in Molondin: the real numbers

In Molondin, an adult with a 300 CHF deductible pays between 570 and 764 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’326 francs a year. The lowest adult premium there comes with the "HMO / network" model.

Monthly basic-insurance premiums 2026 — Molondin (canton of Vaud), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)570 – 764 CHFfrom 442 CHF
Young adults (19–25)413 – 648 CHFfrom 284 CHF
Children (0–18)44 – 179 CHF
Source: FOPH/OFSP, approved premiums 2026. 67 insurers compared.

That is exactly what our comparison does: it ranks the 67 insurers active in Molondin from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.

Compare premiums for Molondin →

Basic insurance in Molondin: choosing insurer, deductible and model

Three decisions drive your premium in Molondin. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Molondin starts as low as 442 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.

Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Vaud — many households leave this reduction unused.

Checklist for Molondin

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Vaud.

Free premium comparison for Molondin →

How we work for Molondin

Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Vaud. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Molondin this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.

FAQ — insurance in Molondin (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Molondin?

In Molondin, the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year. Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Molondin have the same premiums?

Not necessarily. Molondin and nearby municipalities such as Chêne-Pâquier (1 km), Démoret (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Molondin?

No. It explains the insurance and tax concepts for residents of Molondin (canton of Vaud). Your decisions should rest on your own documents — and, where needed, on a regulated professional.

Can I compare "Health insurance and supplementary cover" in Molondin with no obligation?

Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Molondin follow. The comparison is free, and no offer is binding.

How is the data from the form handled?

Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.

Important notes

This local guide for Molondin is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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