Key points at a glance
This page is written for residents of Pomy, in the canton of Vaud, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Pomy, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Pomy belongs to region 1 in the canton of Vaud) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Pomy has roughly 781 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Pomy, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Cuarny (1 km), Valeyres-sous-Ursins (2 km), Cronay (3 km).
Pomy at a glance: your local context
Pomy, a municipality of roughly 781 residents in the canton of Vaud, has its own profile when it comes to health insurance. Pomy lies in premium region 1 of the canton of Vaud (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 781
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1405
- Federal municipality number (BFS): 5926
Health insurance and supplementary cover around Pomy: compare neighbouring municipalities
Living or working near Pomy? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Cuarny — 1.4 km away
- Health insurance and supplementary cover in Valeyres-sous-Ursins — 1.7 km away
- Health insurance and supplementary cover in Cronay — 2.5 km away
- Health insurance and supplementary cover in Ursins — 2.8 km away
- Health insurance and supplementary cover in Cheseaux-Noréaz — 3.0 km away
- Health insurance and supplementary cover in Yverdon-les-Bains — 3.1 km away
- Health insurance and supplementary cover in Villars-Epeney — 3.6 km away
- Health insurance and supplementary cover in Donneloye — 3.7 km away
- Health insurance and supplementary cover in Belmont-sur-Yverdon — 4.1 km away
- Health insurance and supplementary cover in Bioley-Magnoux — 4.6 km away
Health insurance premiums 2026 in Pomy: the real numbers
Concretely for Pomy: the 2026 adult premium (deductible 300 CHF) is between 570 and 764 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’326 francs of difference a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
Our comparison tool does this work for you: the 67 insurers available for Pomy are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Pomy: choosing insurer, deductible and model
You steer your premium in Pomy with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Pomy starts as low as 442 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Vaud: the entitlement goes surprisingly often unclaimed.
Checklist for Pomy
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Pomy →
How we work for Pomy
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Vaud. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Pomy this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Pomy (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Pomy?
In Pomy (postal code 1405), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Pomy have the same premiums?
Not necessarily. Pomy and nearby municipalities such as Cuarny (1 km), Valeyres-sous-Ursins (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Pomy?
No, it is for orientation in Pomy. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Vaud.
Can I compare "Health insurance and supplementary cover" in Pomy with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Pomy follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.