Key points at a glance
This page is written for residents of Démoret, in the canton of Vaud, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Démoret, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 1 of the canton of Vaud), never on your health: for basic insurance, every insurer must accept you. Démoret has roughly 141 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Démoret, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Molondin (2 km), Chêne-Pâquier (2 km), Donneloye (3 km).
Démoret at a glance: your local context
Démoret, a municipality of roughly 141 residents in the canton of Vaud, has its own profile when it comes to health insurance. For health insurance premiums, Démoret belongs to FOPH premium region 1 of the canton of Vaud. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 141
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1415
- Federal municipality number (BFS): 5912
Health insurance and supplementary cover around Démoret: compare neighbouring municipalities
Living or working near Démoret? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Molondin — 1.9 km away
- Health insurance and supplementary cover in Chêne-Pâquier — 2.2 km away
- Health insurance and supplementary cover in Donneloye — 2.5 km away
- Health insurance and supplementary cover in Champtauroz — 3.1 km away
- Health insurance and supplementary cover in Bioley-Magnoux — 3.1 km away
- Health insurance and supplementary cover in Cronay — 3.8 km away
- Health insurance and supplementary cover in Chavannes-le-Chêne — 4.1 km away
- Health insurance and supplementary cover in Prévondavaux — 4.1 km away
- Health insurance and supplementary cover in Treytorrens — 4.2 km away
- Health insurance and supplementary cover in Ogens — 4.5 km away
Health insurance premiums 2026 in Démoret: the real numbers
In Démoret, an adult with a 300 CHF deductible pays between 570 and 764 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’326 francs a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
That is exactly what our comparison does: it ranks the 67 insurers active in Démoret from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Démoret →
Basic insurance in Démoret: choosing insurer, deductible and model
Three decisions drive your premium in Démoret. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Démoret starts as low as 442 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Vaud: the entitlement goes surprisingly often unclaimed.
Checklist for Démoret
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Démoret →
How we work for Démoret
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Vaud. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Démoret this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Démoret (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Démoret?
In Démoret (postal code 1415), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Démoret have the same premiums?
Not necessarily. Démoret and nearby municipalities such as Molondin (2 km), Chêne-Pâquier (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Démoret?
No, it is for orientation in Démoret. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Vaud.
Can I compare "Health insurance and supplementary cover" in Démoret with no obligation?
Of course. The starting point is your situation in Démoret; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.