Key points at a glance
Living in Denens (canton of Vaud) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Denens you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 1 of the canton of Vaud), never on your health: for basic insurance, every insurer must accept you. Denens has roughly 747 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Denens, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Villars-sous-Yens (1 km), Vufflens-le-Château (2 km), Lussy-sur-Morges (2 km).
Denens at a glance: your local context
Denens, a municipality of roughly 747 residents in the canton of Vaud, has its own profile when it comes to health insurance. For health insurance premiums, Denens belongs to FOPH premium region 1 of the canton of Vaud. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 747
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1135
- Federal municipality number (BFS): 5631
Health insurance and supplementary cover around Denens: compare neighbouring municipalities
Living or working near Denens? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Villars-sous-Yens — 1.3 km away
- Health insurance and supplementary cover in Vufflens-le-Château — 1.6 km away
- Health insurance and supplementary cover in Lussy-sur-Morges — 1.9 km away
- Health insurance and supplementary cover in Chigny — 2.1 km away
- Health insurance and supplementary cover in Vaux-sur-Morges — 2.2 km away
- Health insurance and supplementary cover in Lully — 2.2 km away
- Health insurance and supplementary cover in Tolochenaz — 2.2 km away
- Health insurance and supplementary cover in Yens — 3.5 km away
- Health insurance and supplementary cover in Lavigny — 3.7 km away
- Health insurance and supplementary cover in Clarmont — 3.7 km away
Health insurance premiums 2026 in Denens: the real numbers
In Denens, an adult with a 300 CHF deductible pays between 570 and 764 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’326 francs a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
That is exactly what our comparison does: it ranks the 67 insurers active in Denens from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Basic insurance in Denens: choosing insurer, deductible and model
Three decisions drive your premium in Denens. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Denens starts as low as 442 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Vaud: the entitlement goes surprisingly often unclaimed.
Checklist for Denens
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Denens →
How we work for Denens
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Vaud. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Denens this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Denens (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Denens?
In Denens (postal code 1135), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Denens have the same premiums?
Not necessarily. Denens and nearby municipalities such as Villars-sous-Yens (1 km), Vufflens-le-Château (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Denens?
No, it is for orientation in Denens. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Vaud.
Can I compare "Health insurance and supplementary cover" in Denens with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Denens follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Denens is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.