Key points at a glance
This page is written for residents of Lully, in the canton of Vaud, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Lully, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Lully belongs to region 1 in the canton of Vaud) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Lully has roughly 786 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Lully, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Tolochenaz (0 km), Lussy-sur-Morges (1 km), Saint-Prex (2 km).
Lully at a glance: your local context
Lully, a municipality of roughly 786 residents in the canton of Vaud, has its own profile when it comes to health insurance. Lully lies in premium region 1 of the canton of Vaud (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 786
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1132
- Federal municipality number (BFS): 5639
Health insurance and supplementary cover around Lully: compare neighbouring municipalities
Living or working near Lully? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Tolochenaz — 0.0 km away
- Health insurance and supplementary cover in Lussy-sur-Morges — 1.3 km away
- Health insurance and supplementary cover in Saint-Prex — 2.0 km away
- Health insurance and supplementary cover in Denens — 2.2 km away
- Health insurance and supplementary cover in Chigny — 2.3 km away
- Health insurance and supplementary cover in Morges — 2.7 km away
- Health insurance and supplementary cover in Vufflens-le-Château — 2.9 km away
- Health insurance and supplementary cover in Villars-sous-Yens — 3.2 km away
- Health insurance and supplementary cover in Vaux-sur-Morges — 3.7 km away
- Health insurance and supplementary cover in Etoy — 4.3 km away
Health insurance premiums 2026 in Lully: the real numbers
In Lully, an adult with a 300 CHF deductible pays between 570 and 764 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’326 francs a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
That is exactly what our comparison does: it ranks the 67 insurers active in Lully from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Basic insurance in Lully: choosing insurer, deductible and model
Three decisions drive your premium in Lully. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Lully starts as low as 442 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Vaud: the entitlement goes surprisingly often unclaimed.
Checklist for Lully
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Lully →
How we work for Lully
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Vaud. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Lully this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Lully (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Lully?
In Lully (postal code 1132), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Lully have the same premiums?
Not necessarily. Lully and nearby municipalities such as Tolochenaz (0 km), Lussy-sur-Morges (1 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Lully?
No, it is for orientation in Lully. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Vaud.
Can I compare "Health insurance and supplementary cover" in Lully with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Lully follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.