Key points at a glance
This page is written for residents of Yens, in the canton of Vaud, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Yens, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Yens belongs to region 1 in the canton of Vaud) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Yens has roughly 1’430 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Yens, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Villars-sous-Yens (2 km), Saint-Livres (3 km), Lavigny (3 km).
Yens at a glance: your local context
Yens, a municipality of roughly 1’430 residents in the canton of Vaud, has its own profile when it comes to health insurance. For health insurance premiums, Yens belongs to FOPH premium region 1 of the canton of Vaud. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 1’430
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1169
- Federal municipality number (BFS): 5655
Health insurance and supplementary cover around Yens: compare neighbouring municipalities
Around Yens, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Villars-sous-Yens — 2.3 km away
- Health insurance and supplementary cover in Saint-Livres — 2.5 km away
- Health insurance and supplementary cover in Lavigny — 2.9 km away
- Health insurance and supplementary cover in Aubonne — 3.5 km away
- Health insurance and supplementary cover in Denens — 3.5 km away
- Health insurance and supplementary cover in Ballens — 4.0 km away
- Health insurance and supplementary cover in Clarmont — 4.2 km away
- Health insurance and supplementary cover in Lussy-sur-Morges — 4.5 km away
- Health insurance and supplementary cover in Hautemorges — 4.6 km away
- Health insurance and supplementary cover in Vufflens-le-Château — 4.6 km away
Health insurance premiums 2026 in Yens: the real numbers
Concretely for Yens: the 2026 adult premium (deductible 300 CHF) is between 570 and 764 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’326 francs of difference a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
Our comparison tool does this work for you: the 67 insurers available for Yens are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Yens: choosing insurer, deductible and model
Three decisions drive your premium in Yens. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Yens starts as low as 442 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Vaud — many households leave this reduction unused.
Checklist for Yens
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Yens →
How we work for Yens
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Vaud. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Yens this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Yens (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Yens?
In Yens (postal code 1169), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Yens have the same premiums?
Not necessarily. Yens and nearby municipalities such as Villars-sous-Yens (2 km), Saint-Livres (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Yens?
No, it is for orientation in Yens. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Vaud.
Can I compare "Health insurance and supplementary cover" in Yens with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Yens follow. The comparison is free, and no offer is binding.
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Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.