Key points at a glance
Living in Clarmont (canton of Vaud) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Clarmont you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Clarmont has roughly 190 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Clarmont, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Vaux-sur-Morges (2 km), Hautemorges (3 km), Vufflens-le-Château (3 km).
Clarmont at a glance: your local context
Clarmont, a municipality of roughly 190 residents in the canton of Vaud, has its own profile when it comes to health insurance. In Clarmont, the official FOPH premium rates for the canton of Vaud apply.
- Population: roughly 190
- Canton: Vaud
- Federal municipality number (BFS): 5629
Health insurance and supplementary cover around Clarmont: compare neighbouring municipalities
Living or working near Clarmont? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Vaux-sur-Morges — 2.2 km away
- Health insurance and supplementary cover in Hautemorges — 2.6 km away
- Health insurance and supplementary cover in Vufflens-le-Château — 3.0 km away
- Health insurance and supplementary cover in Vullierens — 3.5 km away
- Health insurance and supplementary cover in Denens — 3.7 km away
- Health insurance and supplementary cover in Villars-sous-Yens — 3.9 km away
- Health insurance and supplementary cover in Chigny — 4.0 km away
- Health insurance and supplementary cover in Yens — 4.2 km away
- Health insurance and supplementary cover in Echichens — 4.2 km away
- Health insurance and supplementary cover in Grancy — 4.8 km away
Health insurance premiums 2026 in Clarmont: the real numbers
In Clarmont, an adult with a 300 CHF deductible pays between 570 and 764 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’326 francs a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
Our comparison tool does this work for you: the 67 insurers available for Clarmont are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Clarmont →
Basic insurance in Clarmont: choosing insurer, deductible and model
You steer your premium in Clarmont with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Clarmont starts as low as 442 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Vaud — many households leave this reduction unused.
Checklist for Clarmont
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Clarmont →
How we work for Clarmont
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Vaud. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Clarmont this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Clarmont (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Clarmont?
In Clarmont, the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year. Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Clarmont have the same premiums?
Not necessarily. Clarmont and nearby municipalities such as Vaux-sur-Morges (2 km), Hautemorges (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Clarmont?
No. It explains the insurance and tax concepts for residents of Clarmont (canton of Vaud). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Clarmont with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Clarmont follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.