Basic health insurance and supplementary cover in Göschenen

Basic health insurance and supplementary cover in Göschenen (Uri)
Basic health insurance and supplementary cover in Göschenen (Uri).

Key points at a glance

Living in Göschenen (canton of Uri) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Göschenen you don't save by taking less protection — you save through the right insurer, deductible and model.

What sets your premium is your FOPH premium region (Göschenen belongs to region 0 in the canton of Uri) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Göschenen has roughly 462 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Göschenen, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Wassen (4 km), Hospental (5 km), Andermatt (6 km).

Göschenen at a glance: your local context

Göschenen, a municipality of roughly 462 residents in the canton of Uri, has its own profile when it comes to health insurance. Göschenen lies in premium region 0 of the canton of Uri (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.

  • Population: roughly 462
  • Canton: Uri
  • Basic-insurance premium region (FOPH/OFSP): region 0
  • Postal code (NPA): 6487
  • Federal municipality number (BFS): 1208

Health insurance and supplementary cover around Göschenen: compare neighbouring municipalities

Around Göschenen, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:

Health insurance premiums 2026 in Göschenen: the real numbers

In Göschenen, an adult with a 300 CHF deductible pays between 377 and 681 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 3’656 francs a year. The lowest adult premium there comes with the "alternative model" model.

Monthly basic-insurance premiums 2026 — Göschenen (canton of Uri), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)377 – 681 CHFfrom 266 CHF
Young adults (19–25)275 – 518 CHFfrom 168 CHF
Children (0–18)27 – 153 CHF
Source: FOPH/OFSP, approved premiums 2026. 77 insurers compared.

Our comparison tool does this work for you: the 77 insurers available for Göschenen are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.

Compare premiums for Göschenen →

Basic insurance in Göschenen: choosing insurer, deductible and model

Three decisions drive your premium in Göschenen. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Göschenen starts as low as 266 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.

Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Uri — many households leave this reduction unused.

Checklist for Göschenen

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Uri.

Free premium comparison for Göschenen →

How we work for Göschenen

Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Uri. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Göschenen this difference is measurable: 377–681 francs a month for adults, i.e. up to 3’656 francs a year across 77 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.

FAQ — insurance in Göschenen (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Göschenen?

In Göschenen (postal code 6487), the 2026 adult basic-insurance premium ranges from 377 to 681 francs a month depending on the insurer (deductible 300), from 275 francs for young adults and from 27 francs for children. For identical cover, the difference reaches up to 3’656 francs a year (FOPH premium region 0 of the canton of Uri). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Göschenen have the same premiums?

Not necessarily. Göschenen and nearby municipalities such as Wassen (4 km), Hospental (5 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Göschenen?

No, it is for orientation in Göschenen. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Uri.

Can I compare "Health insurance and supplementary cover" in Göschenen with no obligation?

Of course. The starting point is your situation in Göschenen; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.

How is the data from the form handled?

Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.

Important notes

Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

Compare my insurance in Göschenen

Other insurance in Göschenen