Key points at a glance
This page is written for residents of Erstfeld, in the canton of Uri, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Erstfeld, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Erstfeld belongs to region 0 in the canton of Uri) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Erstfeld has roughly 3’787 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Erstfeld, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Silenen (6 km), Attinghausen (6 km), Schattdorf (7 km).
Erstfeld at a glance: your local context
Erstfeld, a municipality of roughly 3’787 residents in the canton of Uri, has its own profile when it comes to health insurance. Erstfeld lies in premium region 0 of the canton of Uri (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 3’787
- Canton: Uri
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 6472
- Federal municipality number (BFS): 1206
Health insurance and supplementary cover around Erstfeld: compare neighbouring municipalities
Around Erstfeld, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Silenen — 5.8 km away
- Health insurance and supplementary cover in Attinghausen — 5.8 km away
- Health insurance and supplementary cover in Schattdorf — 6.8 km away
- Health insurance and supplementary cover in Seedorf — 7.9 km away
- Health insurance and supplementary cover in Altdorf — 8.2 km away
- Health insurance and supplementary cover in Bürglen — 8.5 km away
- Health insurance and supplementary cover in Gurtnellen — 8.6 km away
- Health insurance and supplementary cover in Isenthal — 11.3 km away
- Health insurance and supplementary cover in Flüelen — 11.6 km away
- Health insurance and supplementary cover in Wassen — 11.9 km away
Health insurance premiums 2026 in Erstfeld: the real numbers
The range in Erstfeld is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 377 to 681 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 3’656 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 377 – 681 CHF | from 266 CHF |
| Young adults (19–25) | 275 – 518 CHF | from 168 CHF |
| Children (0–18) | 27 – 153 CHF | — |
That is exactly what our comparison does: it ranks the 77 insurers active in Erstfeld from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Erstfeld →
Basic insurance in Erstfeld: choosing insurer, deductible and model
You steer your premium in Erstfeld with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Erstfeld starts as low as 266 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Uri: the entitlement goes surprisingly often unclaimed.
Checklist for Erstfeld
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Uri.
Free premium comparison for Erstfeld →
How we work for Erstfeld
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Uri. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Erstfeld this difference is measurable: 377–681 francs a month for adults, i.e. up to 3’656 francs a year across 77 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Erstfeld (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Erstfeld?
In Erstfeld (postal code 6472), the 2026 adult basic-insurance premium ranges from 377 to 681 francs a month depending on the insurer (deductible 300), from 275 francs for young adults and from 27 francs for children. For identical cover, the difference reaches up to 3’656 francs a year (FOPH premium region 0 of the canton of Uri). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Erstfeld have the same premiums?
Not necessarily. Erstfeld and nearby municipalities such as Silenen (6 km), Attinghausen (6 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Erstfeld?
No. It explains the insurance and tax concepts for residents of Erstfeld (canton of Uri). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Erstfeld with no obligation?
Of course. The starting point is your situation in Erstfeld; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Important notes
This local guide for Erstfeld is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.