Key points at a glance
This page is written for residents of Hospental, in the canton of Uri, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Hospental, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Hospental belongs to region 0 in the canton of Uri) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Hospental has roughly 186 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Hospental, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Andermatt (5 km), Göschenen (5 km), Realp (6 km).
Hospental at a glance: your local context
Hospental, a municipality of roughly 186 residents in the canton of Uri, has its own profile when it comes to health insurance. Hospental lies in premium region 0 of the canton of Uri (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 186
- Canton: Uri
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 6493
- Federal municipality number (BFS): 1210
Health insurance and supplementary cover around Hospental: compare neighbouring municipalities
Around Hospental, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Andermatt — 4.7 km away
- Health insurance and supplementary cover in Göschenen — 5.4 km away
- Health insurance and supplementary cover in Realp — 5.7 km away
- Health insurance and supplementary cover in Wassen — 9.7 km away
- Health insurance and supplementary cover in Airolo — 10.3 km away
- Health insurance and supplementary cover in Gurtnellen — 13.8 km away
- Health insurance and supplementary cover in Bedretto — 14.0 km away
- Health insurance and supplementary cover in Quinto — 15.2 km away
- Health insurance and supplementary cover in Tujetsch — 16.5 km away
- Health insurance and supplementary cover in Obergoms — 19.4 km away
Health insurance premiums 2026 in Hospental: the real numbers
The range in Hospental is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 377 to 681 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 3’656 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 377 – 681 CHF | from 266 CHF |
| Young adults (19–25) | 275 – 518 CHF | from 168 CHF |
| Children (0–18) | 27 – 153 CHF | — |
Our comparison tool does this work for you: the 77 insurers available for Hospental are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Hospental →
Basic insurance in Hospental: choosing insurer, deductible and model
You steer your premium in Hospental with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Hospental starts as low as 266 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Uri: the entitlement goes surprisingly often unclaimed.
Checklist for Hospental
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Uri.
Free premium comparison for Hospental →
How we work for Hospental
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Uri. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Hospental this difference is measurable: 377–681 francs a month for adults, i.e. up to 3’656 francs a year across 77 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Hospental (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Hospental?
In Hospental (postal code 6493), the 2026 adult basic-insurance premium ranges from 377 to 681 francs a month depending on the insurer (deductible 300), from 275 francs for young adults and from 27 francs for children. For identical cover, the difference reaches up to 3’656 francs a year (FOPH premium region 0 of the canton of Uri). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Hospental have the same premiums?
Not necessarily. Hospental and nearby municipalities such as Andermatt (5 km), Göschenen (5 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Hospental?
No, it is for orientation in Hospental. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Uri.
Can I compare "Health insurance and supplementary cover" in Hospental with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Hospental follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.