Basic health insurance and supplementary cover in Quinto

Basic health insurance and supplementary cover in Quinto (Tessin)
Basic health insurance and supplementary cover in Quinto (Tessin).

Key points at a glance

Living in Quinto (canton of Ticino) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Quinto you don't save by taking less protection — you save through the right insurer, deductible and model.

Your premium depends on your FOPH/OFSP premium region (region 1 of the canton of Ticino), never on your health: for basic insurance, every insurer must accept you. Quinto has roughly 1’302 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Quinto, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Airolo (7 km), Dalpe (8 km), Faido (9 km).

Quinto at a glance: your local context

Quinto, a municipality of roughly 1’302 residents in the canton of Ticino, has its own profile when it comes to health insurance. For health insurance premiums, Quinto belongs to FOPH premium region 1 of the canton of Ticino. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.

  • Population: roughly 1’302
  • Canton: Ticino
  • Basic-insurance premium region (FOPH/OFSP): region 1
  • Postal code (NPA): 6777
  • Federal municipality number (BFS): 5079

Health insurance and supplementary cover around Quinto: compare neighbouring municipalities

Living or working near Quinto? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:

Health insurance premiums 2026 in Quinto: the real numbers

In Quinto, an adult with a 300 CHF deductible pays between 584 and 827 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’911 francs a year. The lowest adult premium there comes with the "alternative model" model.

Monthly basic-insurance premiums 2026 — Quinto (canton of Ticino), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)584 – 827 CHFfrom 474 CHF
Young adults (19–25)426 – 639 CHFfrom 307 CHF
Children (0–18)43 – 180 CHF
Source: FOPH/OFSP, approved premiums 2026. 67 insurers compared.

Our comparison tool does this work for you: the 67 insurers available for Quinto are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.

Compare premiums for Quinto →

Basic insurance in Quinto: choosing insurer, deductible and model

Three decisions drive your premium in Quinto. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Quinto starts as low as 474 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.

Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Ticino: the entitlement goes surprisingly often unclaimed.

Checklist for Quinto

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Ticino.

Free premium comparison for Quinto →

How we work for Quinto

Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Ticino. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Quinto this difference is measurable: 584–827 francs a month for adults, i.e. up to 2’911 francs a year across 67 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.

FAQ — insurance in Quinto (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Quinto?

In Quinto (postal code 6777), the 2026 adult basic-insurance premium ranges from 584 to 827 francs a month depending on the insurer (deductible 300), from 426 francs for young adults and from 43 francs for children. For identical cover, the difference reaches up to 2’911 francs a year (FOPH premium region 1 of the canton of Ticino). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Quinto have the same premiums?

Not necessarily. Quinto and nearby municipalities such as Airolo (7 km), Dalpe (8 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Quinto?

No. It explains the insurance and tax concepts for residents of Quinto (canton of Ticino). Your decisions should rest on your own documents — and, where needed, on a regulated professional.

Can I compare "Health insurance and supplementary cover" in Quinto with no obligation?

Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Quinto follow. The comparison is free, and no offer is binding.

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Important notes

This local guide for Quinto is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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