Key points at a glance
This page is written for residents of Büttenhardt, in the canton of Schaffhausen, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Büttenhardt, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Büttenhardt belongs to region 2 in the canton of Schaffhausen) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Büttenhardt has roughly 416 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Büttenhardt, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Lohn (2 km), Stetten (2 km), Merishausen (3 km).
Büttenhardt at a glance: your local context
Büttenhardt, a municipality of roughly 416 residents in the canton of Schaffhausen, has its own profile when it comes to health insurance. For health insurance premiums, Büttenhardt belongs to FOPH premium region 2 of the canton of Schaffhausen. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 416
- Canton: Schaffhausen
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 8236
- Federal municipality number (BFS): 2914
Applying for premium subsidies around Büttenhardt: compare neighbouring municipalities
Around Büttenhardt, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Lohn — 1.7 km away
- Applying for premium subsidies in Stetten — 2.3 km away
- Applying for premium subsidies in Merishausen — 2.8 km away
- Applying for premium subsidies in Thayngen — 3.5 km away
- Applying for premium subsidies in Bargen — 5.9 km away
- Applying for premium subsidies in Schaffhouse — 6.3 km away
- Applying for premium subsidies in Feuerthalen — 6.8 km away
- Applying for premium subsidies in Dörflingen — 7.6 km away
- Applying for premium subsidies in Flurlingen — 7.8 km away
- Applying for premium subsidies in Neuhausen am Rheinfall — 8.1 km away
Health insurance premiums 2026 in Büttenhardt: the real numbers
In Büttenhardt, an adult with a 300 CHF deductible pays between 434 and 611 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’128 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 434 – 611 CHF | from 323 CHF |
| Young adults (19–25) | 317 – 471 CHF | from 206 CHF |
| Children (0–18) | 30 – 134 CHF | — |
Our comparison tool does this work for you: the 75 insurers available for Büttenhardt are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Büttenhardt →
Basic insurance in Büttenhardt: choosing insurer, deductible and model
Three decisions drive your premium in Büttenhardt. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Büttenhardt starts as low as 323 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Schaffhausen: the entitlement goes surprisingly often unclaimed.
Checklist for Büttenhardt
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Schaffhausen.
Free premium comparison for Büttenhardt →
How we work for Büttenhardt
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Schaffhausen. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Büttenhardt this difference is measurable: 434–611 francs a month for adults, i.e. up to 2’128 francs a year across 75 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Büttenhardt (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Büttenhardt?
In Büttenhardt (postal code 8236), the 2026 adult basic-insurance premium ranges from 434 to 611 francs a month depending on the insurer (deductible 300), from 317 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’128 francs a year (FOPH premium region 2 of the canton of Schaffhausen). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Büttenhardt have the same premiums?
Not necessarily. Büttenhardt and nearby municipalities such as Lohn (2 km), Stetten (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Büttenhardt?
No, it is for orientation in Büttenhardt. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Schaffhausen.
Can I compare "Applying for premium subsidies" in Büttenhardt with no obligation?
Of course. The starting point is your situation in Büttenhardt; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Büttenhardt is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.