Key points at a glance
This page is written for residents of Buttisholz, in the canton of Lucerne, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Buttisholz, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Buttisholz belongs to region 3 in the canton of Lucerne) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Buttisholz has roughly 3’294 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Buttisholz, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Nottwil (4 km), Grosswangen (4 km), Ruswil (4 km).
Buttisholz at a glance: your local context
Buttisholz, a municipality of roughly 3’294 residents in the canton of Lucerne, has its own profile when it comes to health insurance. Buttisholz lies in premium region 3 of the canton of Lucerne (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 3’294
- Canton: Lucerne
- Basic-insurance premium region (FOPH/OFSP): region 3
- Federal municipality number (BFS): 1083
Health insurance and supplementary cover around Buttisholz: compare neighbouring municipalities
Around Buttisholz, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Nottwil — 4.0 km away
- Health insurance and supplementary cover in Grosswangen — 4.0 km away
- Health insurance and supplementary cover in Ruswil — 4.1 km away
- Health insurance and supplementary cover in Oberkirch — 5.0 km away
- Health insurance and supplementary cover in Menznau — 5.4 km away
- Health insurance and supplementary cover in Wolhusen — 6.0 km away
- Health insurance and supplementary cover in Mauensee — 6.3 km away
- Health insurance and supplementary cover in Werthenstein — 6.4 km away
- Health insurance and supplementary cover in Sursee — 6.8 km away
- Health insurance and supplementary cover in Eich — 6.9 km away
Health insurance premiums 2026 in Buttisholz: the real numbers
Concretely for Buttisholz: the 2026 adult premium (deductible 300 CHF) is between 414 and 596 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’178 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 414 – 596 CHF | from 297 CHF |
| Young adults (19–25) | 303 – 436 CHF | from 183 CHF |
| Children (0–18) | 30 – 119 CHF | — |
Our comparison tool does this work for you: the 79 insurers available for Buttisholz are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Buttisholz →
Basic insurance in Buttisholz: choosing insurer, deductible and model
Three decisions drive your premium in Buttisholz. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Buttisholz starts as low as 297 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Lucerne: the entitlement goes surprisingly often unclaimed.
Checklist for Buttisholz
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Lucerne.
Free premium comparison for Buttisholz →
How we work for Buttisholz
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Lucerne. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Buttisholz this difference is measurable: 414–596 francs a month for adults, i.e. up to 2’178 francs a year across 79 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Buttisholz (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Buttisholz?
In Buttisholz, the 2026 adult basic-insurance premium ranges from 414 to 596 francs a month depending on the insurer (deductible 300), from 303 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’178 francs a year (FOPH premium region 3 of the canton of Lucerne). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Buttisholz have the same premiums?
Not necessarily. Buttisholz and nearby municipalities such as Nottwil (4 km), Grosswangen (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Buttisholz?
No, it is for orientation in Buttisholz. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Lucerne.
Can I compare "Health insurance and supplementary cover" in Buttisholz with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Buttisholz follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Buttisholz is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.