Key points at a glance
Living in Wolhusen (canton of Lucerne) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Wolhusen you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Lucerne), never on your health: for basic insurance, every insurer must accept you. Wolhusen has roughly 4’340 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Wolhusen, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Werthenstein (2 km), Menznau (4 km), Ruswil (5 km).
Wolhusen at a glance: your local context
Wolhusen, a municipality of roughly 4’340 residents in the canton of Lucerne, has its own profile when it comes to health insurance. For health insurance premiums, Wolhusen belongs to FOPH premium region 2 of the canton of Lucerne. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 4’340
- Canton: Lucerne
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 6110
- Federal municipality number (BFS): 1107
Health insurance and supplementary cover around Wolhusen: compare neighbouring municipalities
Living or working near Wolhusen? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Werthenstein — 2.2 km away
- Health insurance and supplementary cover in Menznau — 3.6 km away
- Health insurance and supplementary cover in Ruswil — 4.6 km away
- Health insurance and supplementary cover in Doppleschwand — 5.0 km away
- Health insurance and supplementary cover in Buttisholz — 6.0 km away
- Health insurance and supplementary cover in Romoos — 6.8 km away
- Health insurance and supplementary cover in Entlebuch — 7.7 km away
- Health insurance and supplementary cover in Grosswangen — 8.2 km away
- Health insurance and supplementary cover in Malters — 8.7 km away
- Health insurance and supplementary cover in Willisau — 9.0 km away
Health insurance premiums 2026 in Wolhusen: the real numbers
The range in Wolhusen is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 426 to 602 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’118 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 426 – 602 CHF | from 312 CHF |
| Young adults (19–25) | 311 – 442 CHF | from 194 CHF |
| Children (0–18) | 31 – 124 CHF | — |
Our comparison tool does this work for you: the 79 insurers available for Wolhusen are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Wolhusen →
Basic insurance in Wolhusen: choosing insurer, deductible and model
You steer your premium in Wolhusen with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Wolhusen starts as low as 312 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Lucerne: the entitlement goes surprisingly often unclaimed.
Checklist for Wolhusen
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Lucerne.
Free premium comparison for Wolhusen →
How we work for Wolhusen
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Lucerne. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Wolhusen this difference is measurable: 426–602 francs a month for adults, i.e. up to 2’118 francs a year across 79 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Wolhusen (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Wolhusen?
In Wolhusen (postal code 6110), the 2026 adult basic-insurance premium ranges from 426 to 602 francs a month depending on the insurer (deductible 300), from 311 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’118 francs a year (FOPH premium region 2 of the canton of Lucerne). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Wolhusen have the same premiums?
Not necessarily. Wolhusen and nearby municipalities such as Werthenstein (2 km), Menznau (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Wolhusen?
No, it is for orientation in Wolhusen. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Lucerne.
Can I compare "Health insurance and supplementary cover" in Wolhusen with no obligation?
Of course. The starting point is your situation in Wolhusen; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Wolhusen is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.