Key points at a glance
Living in Eich (canton of Lucerne) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Eich you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Eich belongs to region 2 in the canton of Lucerne) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Eich has roughly 1’626 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Eich, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Sempach (3 km), Nottwil (3 km), Schenkon (3 km).
Eich at a glance: your local context
Eich, a municipality of roughly 1’626 residents in the canton of Lucerne, has its own profile when it comes to health insurance. Eich lies in premium region 2 of the canton of Lucerne (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 1’626
- Canton: Lucerne
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 6205
- Federal municipality number (BFS): 1084
Health insurance and supplementary cover around Eich: compare neighbouring municipalities
Around Eich, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Sempach — 2.8 km away
- Health insurance and supplementary cover in Nottwil — 2.9 km away
- Health insurance and supplementary cover in Schenkon — 3.5 km away
- Health insurance and supplementary cover in Oberkirch — 4.0 km away
- Health insurance and supplementary cover in Hildisrieden — 4.6 km away
- Health insurance and supplementary cover in Sursee — 5.2 km away
- Health insurance and supplementary cover in Beromünster — 6.0 km away
- Health insurance and supplementary cover in Römerswil — 6.2 km away
- Health insurance and supplementary cover in Neuenkirch — 6.2 km away
- Health insurance and supplementary cover in Buttisholz — 6.9 km away
Health insurance premiums 2026 in Eich: the real numbers
The range in Eich is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 426 to 602 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’118 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 426 – 602 CHF | from 312 CHF |
| Young adults (19–25) | 311 – 442 CHF | from 194 CHF |
| Children (0–18) | 31 – 124 CHF | — |
Our comparison tool does this work for you: the 79 insurers available for Eich are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Eich: choosing insurer, deductible and model
You steer your premium in Eich with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Eich starts as low as 312 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Lucerne: the entitlement goes surprisingly often unclaimed.
Checklist for Eich
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Lucerne.
Free premium comparison for Eich →
How we work for Eich
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Lucerne. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Eich this difference is measurable: 426–602 francs a month for adults, i.e. up to 2’118 francs a year across 79 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Eich (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Eich?
In Eich (postal code 6205), the 2026 adult basic-insurance premium ranges from 426 to 602 francs a month depending on the insurer (deductible 300), from 311 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’118 francs a year (FOPH premium region 2 of the canton of Lucerne). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Eich have the same premiums?
Not necessarily. Eich and nearby municipalities such as Sempach (3 km), Nottwil (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Eich?
No, it is for orientation in Eich. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Lucerne.
Can I compare "Health insurance and supplementary cover" in Eich with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Eich follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.