Basic health insurance and supplementary cover in Grosswangen

Basic health insurance and supplementary cover in Grosswangen (Lucerne)
Basic health insurance and supplementary cover in Grosswangen (Lucerne).

Key points at a glance

Living in Grosswangen (canton of Lucerne) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Grosswangen you don't save by taking less protection — you save through the right insurer, deductible and model.

What sets your premium is your FOPH premium region (Grosswangen belongs to region 3 in the canton of Lucerne) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Grosswangen has roughly 3’241 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Grosswangen, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Ettiswil (3 km), Mauensee (4 km), Buttisholz (4 km).

Grosswangen at a glance: your local context

Grosswangen, a municipality of roughly 3’241 residents in the canton of Lucerne, has its own profile when it comes to health insurance. For health insurance premiums, Grosswangen belongs to FOPH premium region 3 of the canton of Lucerne. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.

  • Population: roughly 3’241
  • Canton: Lucerne
  • Basic-insurance premium region (FOPH/OFSP): region 3
  • Postal code (NPA): 6022
  • Federal municipality number (BFS): 1086

Health insurance and supplementary cover around Grosswangen: compare neighbouring municipalities

Around Grosswangen, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:

Health insurance premiums 2026 in Grosswangen: the real numbers

In Grosswangen, an adult with a 300 CHF deductible pays between 414 and 596 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’178 francs a year. The lowest adult premium there comes with the "alternative model" model.

Monthly basic-insurance premiums 2026 — Grosswangen (canton of Lucerne), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)414 – 596 CHFfrom 297 CHF
Young adults (19–25)303 – 436 CHFfrom 183 CHF
Children (0–18)30 – 119 CHF
Source: FOPH/OFSP, approved premiums 2026. 79 insurers compared.

That is exactly what our comparison does: it ranks the 79 insurers active in Grosswangen from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.

Compare premiums for Grosswangen →

Basic insurance in Grosswangen: choosing insurer, deductible and model

You steer your premium in Grosswangen with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Grosswangen starts as low as 297 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.

Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Lucerne — many households leave this reduction unused.

Checklist for Grosswangen

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Lucerne.

Free premium comparison for Grosswangen →

How we work for Grosswangen

Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Lucerne. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Grosswangen this difference is measurable: 414–596 francs a month for adults, i.e. up to 2’178 francs a year across 79 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.

FAQ — insurance in Grosswangen (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Grosswangen?

In Grosswangen (postal code 6022), the 2026 adult basic-insurance premium ranges from 414 to 596 francs a month depending on the insurer (deductible 300), from 303 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’178 francs a year (FOPH premium region 3 of the canton of Lucerne). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Grosswangen have the same premiums?

Not necessarily. Grosswangen and nearby municipalities such as Ettiswil (3 km), Mauensee (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Grosswangen?

No. It explains the insurance and tax concepts for residents of Grosswangen (canton of Lucerne). Your decisions should rest on your own documents — and, where needed, on a regulated professional.

Can I compare "Health insurance and supplementary cover" in Grosswangen with no obligation?

Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Grosswangen follow. The comparison is free, and no offer is binding.

How is the data from the form handled?

Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.

Important notes

This local guide for Grosswangen is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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