Key points at a glance
Living in Sagogn (canton of Graubünden) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Sagogn you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Graubünden), never on your health: for basic insurance, every insurer must accept you. Sagogn has roughly 719 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Sagogn, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Schluein (2 km), Ilanz/Glion (4 km), Flims (5 km).
Sagogn at a glance: your local context
Sagogn, a municipality of roughly 719 residents in the canton of Graubünden, has its own profile when it comes to health insurance. For health insurance premiums, Sagogn belongs to FOPH premium region 2 of the canton of Graubünden. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 719
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7152
- Federal municipality number (BFS): 3581
Health insurance and supplementary cover around Sagogn: compare neighbouring municipalities
Around Sagogn, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Schluein — 2.0 km away
- Health insurance and supplementary cover in Ilanz/Glion — 4.2 km away
- Health insurance and supplementary cover in Flims — 5.0 km away
- Health insurance and supplementary cover in Falera — 5.3 km away
- Health insurance and supplementary cover in Laax — 6.3 km away
- Health insurance and supplementary cover in Trin — 9.6 km away
- Health insurance and supplementary cover in Lumnezia — 10.1 km away
- Health insurance and supplementary cover in Mundaun — 10.4 km away
- Health insurance and supplementary cover in Rhäzüns — 11.0 km away
- Health insurance and supplementary cover in Bonaduz — 11.3 km away
Health insurance premiums 2026 in Sagogn: the real numbers
Concretely for Sagogn: the 2026 adult premium (deductible 300 CHF) is between 418 and 614 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’351 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 418 – 614 CHF | from 307 CHF |
| Young adults (19–25) | 305 – 503 CHF | from 195 CHF |
| Children (0–18) | 31 – 143 CHF | — |
Our comparison tool does this work for you: the 76 insurers available for Sagogn are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Sagogn: choosing insurer, deductible and model
You steer your premium in Sagogn with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Sagogn starts as low as 307 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Graubünden — many households leave this reduction unused.
Checklist for Sagogn
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Graubünden.
Free premium comparison for Sagogn →
How we work for Sagogn
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Graubünden. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Sagogn this difference is measurable: 418–614 francs a month for adults, i.e. up to 2’351 francs a year across 76 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Sagogn (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Sagogn?
In Sagogn (postal code 7152), the 2026 adult basic-insurance premium ranges from 418 to 614 francs a month depending on the insurer (deductible 300), from 305 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’351 francs a year (FOPH premium region 2 of the canton of Graubünden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Sagogn have the same premiums?
Not necessarily. Sagogn and nearby municipalities such as Schluein (2 km), Ilanz/Glion (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Sagogn?
No, it is for orientation in Sagogn. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Graubünden.
Can I compare "Health insurance and supplementary cover" in Sagogn with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Sagogn follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Sagogn is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.