Key points at a glance
Living in Trin (canton of Graubünden) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Trin you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Trin belongs to region 2 in the canton of Graubünden) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Trin has roughly 1’429 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Trin, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Flims (5 km), Tamins (7 km), Bonaduz (7 km).
Trin at a glance: your local context
Trin, a municipality of roughly 1’429 residents in the canton of Graubünden, has its own profile when it comes to health insurance. Trin lies in premium region 2 of the canton of Graubünden (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 1’429
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7014
- Federal municipality number (BFS): 3734
Health insurance and supplementary cover around Trin: compare neighbouring municipalities
Living or working near Trin? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Flims — 4.8 km away
- Health insurance and supplementary cover in Tamins — 6.9 km away
- Health insurance and supplementary cover in Bonaduz — 7.4 km away
- Health insurance and supplementary cover in Laax — 8.0 km away
- Health insurance and supplementary cover in Rhäzüns — 8.8 km away
- Health insurance and supplementary cover in Sagogn — 9.6 km away
- Health insurance and supplementary cover in Falera — 10.0 km away
- Health insurance and supplementary cover in Domat/Ems — 10.6 km away
- Health insurance and supplementary cover in Felsberg — 10.9 km away
- Health insurance and supplementary cover in Schluein — 11.5 km away
Health insurance premiums 2026 in Trin: the real numbers
Concretely for Trin: the 2026 adult premium (deductible 300 CHF) is between 418 and 614 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’351 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 418 – 614 CHF | from 307 CHF |
| Young adults (19–25) | 305 – 503 CHF | from 195 CHF |
| Children (0–18) | 31 – 143 CHF | — |
Our comparison tool does this work for you: the 76 insurers available for Trin are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Trin: choosing insurer, deductible and model
Three decisions drive your premium in Trin. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Trin starts as low as 307 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Graubünden — many households leave this reduction unused.
Checklist for Trin
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Graubünden.
Free premium comparison for Trin →
How we work for Trin
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Graubünden. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Trin this difference is measurable: 418–614 francs a month for adults, i.e. up to 2’351 francs a year across 76 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Trin (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Trin?
In Trin (postal code 7014), the 2026 adult basic-insurance premium ranges from 418 to 614 francs a month depending on the insurer (deductible 300), from 305 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’351 francs a year (FOPH premium region 2 of the canton of Graubünden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Trin have the same premiums?
Not necessarily. Trin and nearby municipalities such as Flims (5 km), Tamins (7 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Trin?
No, it is for orientation in Trin. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Graubünden.
Can I compare "Health insurance and supplementary cover" in Trin with no obligation?
Of course. The starting point is your situation in Trin; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
This local guide for Trin is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.