Key points at a glance
This page is written for residents of Bonaduz, in the canton of Graubünden, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Bonaduz, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Bonaduz belongs to region 2 in the canton of Graubünden) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Bonaduz has roughly 3’330 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Bonaduz, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Tamins (2 km), Rhäzüns (2 km), Domat/Ems (4 km).
Bonaduz at a glance: your local context
Bonaduz, a municipality of roughly 3’330 residents in the canton of Graubünden, has its own profile when it comes to health insurance. For health insurance premiums, Bonaduz belongs to FOPH premium region 2 of the canton of Graubünden. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 3’330
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7402
- Federal municipality number (BFS): 3721
Health insurance and supplementary cover around Bonaduz: compare neighbouring municipalities
Living or working near Bonaduz? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Tamins — 1.5 km away
- Health insurance and supplementary cover in Rhäzüns — 1.9 km away
- Health insurance and supplementary cover in Domat/Ems — 4.2 km away
- Health insurance and supplementary cover in Felsberg — 5.4 km away
- Health insurance and supplementary cover in Rothenbrunnen — 5.7 km away
- Health insurance and supplementary cover in Domleschg — 7.3 km away
- Health insurance and supplementary cover in Trin — 7.4 km away
- Health insurance and supplementary cover in Cazis — 9.0 km away
- Health insurance and supplementary cover in Flims — 9.1 km away
- Health insurance and supplementary cover in Coire — 10.6 km away
Health insurance premiums 2026 in Bonaduz: the real numbers
Concretely for Bonaduz: the 2026 adult premium (deductible 300 CHF) is between 418 and 614 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’351 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 418 – 614 CHF | from 307 CHF |
| Young adults (19–25) | 305 – 503 CHF | from 195 CHF |
| Children (0–18) | 31 – 143 CHF | — |
Our comparison tool does this work for you: the 76 insurers available for Bonaduz are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Bonaduz →
Basic insurance in Bonaduz: choosing insurer, deductible and model
Three decisions drive your premium in Bonaduz. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Bonaduz starts as low as 307 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Graubünden: the entitlement goes surprisingly often unclaimed.
Checklist for Bonaduz
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Graubünden.
Free premium comparison for Bonaduz →
How we work for Bonaduz
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Graubünden. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Bonaduz this difference is measurable: 418–614 francs a month for adults, i.e. up to 2’351 francs a year across 76 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Bonaduz (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Bonaduz?
In Bonaduz (postal code 7402), the 2026 adult basic-insurance premium ranges from 418 to 614 francs a month depending on the insurer (deductible 300), from 305 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’351 francs a year (FOPH premium region 2 of the canton of Graubünden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Bonaduz have the same premiums?
Not necessarily. Bonaduz and nearby municipalities such as Tamins (2 km), Rhäzüns (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Bonaduz?
No. It explains the insurance and tax concepts for residents of Bonaduz (canton of Graubünden). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Bonaduz with no obligation?
Of course. The starting point is your situation in Bonaduz; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.