Basic health insurance and supplementary cover in Mundaun

Basic health insurance and supplementary cover in Mundaun (Grisons)
Basic health insurance and supplementary cover in Mundaun (Grisons).

Key points at a glance

Living in Mundaun (canton of Graubünden) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Mundaun you don't save by taking less protection — you save through the right insurer, deductible and model.

What sets your premium is your FOPH premium region (Mundaun belongs to region 2 in the canton of Graubünden) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Mundaun has roughly 317 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Mundaun, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Obersaxen Mundaun (3 km), Lumnezia (5 km), Ilanz/Glion (6 km).

Mundaun at a glance: your local context

Mundaun, a municipality of roughly 317 residents in the canton of Graubünden, has its own profile when it comes to health insurance. For health insurance premiums, Mundaun belongs to FOPH premium region 2 of the canton of Graubünden. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.

  • Population: roughly 317
  • Canton: Graubünden
  • Basic-insurance premium region (FOPH/OFSP): region 2
  • Postal code (NPA): 7137
  • Federal municipality number (BFS): 3617

Health insurance and supplementary cover around Mundaun: compare neighbouring municipalities

Living or working near Mundaun? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:

Health insurance premiums 2026 in Mundaun: the real numbers

Concretely for Mundaun: the 2026 adult premium (deductible 300 CHF) is between 418 and 614 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’351 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.

Monthly basic-insurance premiums 2026 — Mundaun (canton of Graubünden), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)418 – 614 CHFfrom 307 CHF
Young adults (19–25)305 – 503 CHFfrom 195 CHF
Children (0–18)31 – 143 CHF
Source: FOPH/OFSP, approved premiums 2026. 76 insurers compared.

Our comparison tool does this work for you: the 76 insurers available for Mundaun are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.

Compare premiums for Mundaun →

Basic insurance in Mundaun: choosing insurer, deductible and model

Three decisions drive your premium in Mundaun. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Mundaun starts as low as 307 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.

Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Graubünden: the entitlement goes surprisingly often unclaimed.

Checklist for Mundaun

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Graubünden.

Free premium comparison for Mundaun →

How we work for Mundaun

Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Graubünden. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Mundaun this difference is measurable: 418–614 francs a month for adults, i.e. up to 2’351 francs a year across 76 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.

FAQ — insurance in Mundaun (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Mundaun?

In Mundaun (postal code 7137), the 2026 adult basic-insurance premium ranges from 418 to 614 francs a month depending on the insurer (deductible 300), from 305 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’351 francs a year (FOPH premium region 2 of the canton of Graubünden). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Mundaun have the same premiums?

Not necessarily. Mundaun and nearby municipalities such as Obersaxen Mundaun (3 km), Lumnezia (5 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Mundaun?

No. It explains the insurance and tax concepts for residents of Mundaun (canton of Graubünden). Your decisions should rest on your own documents — and, where needed, on a regulated professional.

Can I compare "Health insurance and supplementary cover" in Mundaun with no obligation?

Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Mundaun follow. The comparison is free, and no offer is binding.

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Important notes

All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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