Key points at a glance
Living in Niederglatt (canton of Zurich) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Niederglatt you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Niederglatt belongs to region 1 in the canton of Zurich) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Niederglatt has roughly 4’917 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Niederglatt, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Niederhasli (2 km), Höri (2 km), Oberglatt (2 km).
Niederglatt at a glance: your local context
Niederglatt, a municipality of roughly 4’917 residents in the canton of Zurich, has its own profile when it comes to health insurance. Niederglatt lies in premium region 1 of the canton of Zurich (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 4’917
- Canton: Zurich
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 8172
- Federal municipality number (BFS): 89
Applying for premium subsidies around Niederglatt: compare neighbouring municipalities
Living or working near Niederglatt? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Niederhasli — 1.7 km away
- Applying for premium subsidies in Höri — 1.9 km away
- Applying for premium subsidies in Oberglatt — 2.1 km away
- Applying for premium subsidies in Neerach — 3.2 km away
- Applying for premium subsidies in Bachenbülach — 3.4 km away
- Applying for premium subsidies in Hochfelden — 3.7 km away
- Applying for premium subsidies in Winkel — 3.8 km away
- Applying for premium subsidies in Dielsdorf — 3.8 km away
- Applying for premium subsidies in Bülach — 4.2 km away
- Applying for premium subsidies in Steinmaur — 4.2 km away
Health insurance premiums 2026 in Niederglatt: the real numbers
In Niederglatt, an adult with a 300 CHF deductible pays between 518 and 724 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’476 francs a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 518 – 724 CHF | from 389 CHF |
| Young adults (19–25) | 371 – 591 CHF | from 243 CHF |
| Children (0–18) | 41 – 168 CHF | — |
That is exactly what our comparison does: it ranks the 83 insurers active in Niederglatt from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Niederglatt →
Basic insurance in Niederglatt: choosing insurer, deductible and model
Three decisions drive your premium in Niederglatt. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Niederglatt starts as low as 389 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Zurich: the entitlement goes surprisingly often unclaimed.
Checklist for Niederglatt
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Zurich.
Free premium comparison for Niederglatt →
How we work for Niederglatt
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Zurich. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Niederglatt this difference is measurable: 518–724 francs a month for adults, i.e. up to 2’476 francs a year across 83 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Niederglatt (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Niederglatt?
In Niederglatt (postal code 8172), the 2026 adult basic-insurance premium ranges from 518 to 724 francs a month depending on the insurer (deductible 300), from 371 francs for young adults and from 41 francs for children. For identical cover, the difference reaches up to 2’476 francs a year (FOPH premium region 1 of the canton of Zurich). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Niederglatt have the same premiums?
Not necessarily. Niederglatt and nearby municipalities such as Niederhasli (2 km), Höri (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Niederglatt?
No. It explains the insurance and tax concepts for residents of Niederglatt (canton of Zurich). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Niederglatt with no obligation?
Of course. The starting point is your situation in Niederglatt; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.