Key points at a glance
Living in Hochfelden (canton of Zurich) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Hochfelden you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Hochfelden belongs to region 1 in the canton of Zurich) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Hochfelden has roughly 1’932 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Hochfelden, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Höri (2 km), Bülach (2 km), Bachenbülach (3 km).
Hochfelden at a glance: your local context
Hochfelden, a municipality of roughly 1’932 residents in the canton of Zurich, has its own profile when it comes to health insurance. Hochfelden lies in premium region 1 of the canton of Zurich (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 1’932
- Canton: Zurich
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 8182
- Federal municipality number (BFS): 59
Applying for premium subsidies around Hochfelden: compare neighbouring municipalities
Around Hochfelden, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Höri — 1.8 km away
- Applying for premium subsidies in Bülach — 2.0 km away
- Applying for premium subsidies in Bachenbülach — 3.2 km away
- Applying for premium subsidies in Neerach — 3.6 km away
- Applying for premium subsidies in Niederglatt — 3.7 km away
- Applying for premium subsidies in Stadel bei Niederglatt — 3.8 km away
- Applying for premium subsidies in Rorbas — 4.0 km away
- Applying for premium subsidies in Glattfelden — 4.2 km away
- Applying for premium subsidies in Winkel — 4.5 km away
- Applying for premium subsidies in Freienstein-Teufen — 5.2 km away
Health insurance premiums 2026 in Hochfelden: the real numbers
The range in Hochfelden is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 518 to 724 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’476 francs a year, without giving anything up. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 518 – 724 CHF | from 389 CHF |
| Young adults (19–25) | 371 – 591 CHF | from 243 CHF |
| Children (0–18) | 41 – 168 CHF | — |
That is exactly what our comparison does: it ranks the 83 insurers active in Hochfelden from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Hochfelden →
Basic insurance in Hochfelden: choosing insurer, deductible and model
You steer your premium in Hochfelden with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Hochfelden starts as low as 389 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Zurich — many households leave this reduction unused.
Checklist for Hochfelden
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Zurich.
Free premium comparison for Hochfelden →
How we work for Hochfelden
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Zurich. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Hochfelden this difference is measurable: 518–724 francs a month for adults, i.e. up to 2’476 francs a year across 83 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Hochfelden (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Hochfelden?
In Hochfelden (postal code 8182), the 2026 adult basic-insurance premium ranges from 518 to 724 francs a month depending on the insurer (deductible 300), from 371 francs for young adults and from 41 francs for children. For identical cover, the difference reaches up to 2’476 francs a year (FOPH premium region 1 of the canton of Zurich). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Hochfelden have the same premiums?
Not necessarily. Hochfelden and nearby municipalities such as Höri (2 km), Bülach (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Hochfelden?
No. It explains the insurance and tax concepts for residents of Hochfelden (canton of Zurich). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Hochfelden with no obligation?
Of course. The starting point is your situation in Hochfelden; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.