Key points at a glance
This page is written for residents of Höri, in the canton of Zurich, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Höri, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 1 of the canton of Zurich), never on your health: for basic insurance, every insurer must accept you. Höri has roughly 2’721 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Höri, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Hochfelden (2 km), Niederglatt (2 km), Bülach (3 km).
Höri at a glance: your local context
Höri, a municipality of roughly 2’721 residents in the canton of Zurich, has its own profile when it comes to health insurance. Höri lies in premium region 1 of the canton of Zurich (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 2’721
- Canton: Zurich
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 8181
- Federal municipality number (BFS): 60
Applying for premium subsidies around Höri: compare neighbouring municipalities
Living or working near Höri? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Hochfelden — 1.8 km away
- Applying for premium subsidies in Niederglatt — 1.9 km away
- Applying for premium subsidies in Bülach — 2.7 km away
- Applying for premium subsidies in Bachenbülach — 2.7 km away
- Applying for premium subsidies in Neerach — 2.8 km away
- Applying for premium subsidies in Niederhasli — 3.4 km away
- Applying for premium subsidies in Oberglatt — 3.5 km away
- Applying for premium subsidies in Winkel — 3.8 km away
- Applying for premium subsidies in Stadel bei Niederglatt — 4.0 km away
- Applying for premium subsidies in Steinmaur — 4.9 km away
Health insurance premiums 2026 in Höri: the real numbers
Concretely for Höri: the 2026 adult premium (deductible 300 CHF) is between 518 and 724 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’476 francs of difference a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 518 – 724 CHF | from 389 CHF |
| Young adults (19–25) | 371 – 591 CHF | from 243 CHF |
| Children (0–18) | 41 – 168 CHF | — |
Our comparison tool does this work for you: the 83 insurers available for Höri are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Höri: choosing insurer, deductible and model
Three decisions drive your premium in Höri. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Höri starts as low as 389 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Zurich — many households leave this reduction unused.
Checklist for Höri
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Zurich.
Free premium comparison for Höri →
How we work for Höri
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Zurich. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Höri this difference is measurable: 518–724 francs a month for adults, i.e. up to 2’476 francs a year across 83 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Höri (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Höri?
In Höri (postal code 8181), the 2026 adult basic-insurance premium ranges from 518 to 724 francs a month depending on the insurer (deductible 300), from 371 francs for young adults and from 41 francs for children. For identical cover, the difference reaches up to 2’476 francs a year (FOPH premium region 1 of the canton of Zurich). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Höri have the same premiums?
Not necessarily. Höri and nearby municipalities such as Hochfelden (2 km), Niederglatt (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Höri?
No. It explains the insurance and tax concepts for residents of Höri (canton of Zurich). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Höri with no obligation?
Of course. The starting point is your situation in Höri; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
This local guide for Höri is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.