Key points at a glance
Living in Liddes (canton of Valais) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Liddes you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Valais), never on your health: for basic insurance, every insurer must accept you. Liddes has roughly 720 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Liddes, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Bourg-Saint-Pierre (4 km), Orsières (6 km), Sembrancher (11 km).
Liddes at a glance: your local context
Liddes, a municipality of roughly 720 residents in the canton of Valais, has its own profile when it comes to health insurance. Liddes lies in premium region 2 of the canton of Valais (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 720
- Canton: Valais
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 1945
- Federal municipality number (BFS): 6033
Health insurance and supplementary cover around Liddes: compare neighbouring municipalities
Living or working near Liddes? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Bourg-Saint-Pierre — 3.9 km away
- Health insurance and supplementary cover in Orsières — 6.1 km away
- Health insurance and supplementary cover in Sembrancher — 10.8 km away
- Health insurance and supplementary cover in Val de Bagnes — 11.0 km away
- Health insurance and supplementary cover in Bovernier — 13.5 km away
- Health insurance and supplementary cover in Martigny-Combe — 15.2 km away
- Health insurance and supplementary cover in Martigny — 15.5 km away
- Health insurance and supplementary cover in Trient — 16.0 km away
- Health insurance and supplementary cover in Fully — 17.5 km away
- Health insurance and supplementary cover in Saxon — 18.6 km away
Health insurance premiums 2026 in Liddes: the real numbers
In Liddes, an adult with a 300 CHF deductible pays between 406 and 598 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’299 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 406 – 598 CHF | from 295 CHF |
| Young adults (19–25) | 297 – 454 CHF | from 186 CHF |
| Children (0–18) | 30 – 130 CHF | — |
Our comparison tool does this work for you: the 76 insurers available for Liddes are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Liddes: choosing insurer, deductible and model
Three decisions drive your premium in Liddes. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Liddes starts as low as 295 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Valais: the entitlement goes surprisingly often unclaimed.
Checklist for Liddes
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Valais.
Free premium comparison for Liddes →
How we work for Liddes
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Valais. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Liddes this difference is measurable: 406–598 francs a month for adults, i.e. up to 2’299 francs a year across 76 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Liddes (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Liddes?
In Liddes (postal code 1945), the 2026 adult basic-insurance premium ranges from 406 to 598 francs a month depending on the insurer (deductible 300), from 297 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’299 francs a year (FOPH premium region 2 of the canton of Valais). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Liddes have the same premiums?
Not necessarily. Liddes and nearby municipalities such as Bourg-Saint-Pierre (4 km), Orsières (6 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Liddes?
No, it is for orientation in Liddes. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Valais.
Can I compare "Health insurance and supplementary cover" in Liddes with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Liddes follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Liddes is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.