Basic health insurance and supplementary cover in Bovernier

Basic health insurance and supplementary cover in Bovernier (Valais)
Basic health insurance and supplementary cover in Bovernier (Valais).

Key points at a glance

This page is written for residents of Bovernier, in the canton of Valais, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Bovernier, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.

What sets your premium is your FOPH premium region (Bovernier belongs to region 2 in the canton of Valais) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Bovernier has roughly 893 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Bovernier, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Martigny (2 km), Martigny-Combe (3 km), Sembrancher (5 km).

Bovernier at a glance: your local context

Bovernier, a municipality of roughly 893 residents in the canton of Valais, has its own profile when it comes to health insurance. For health insurance premiums, Bovernier belongs to FOPH premium region 2 of the canton of Valais. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.

  • Population: roughly 893
  • Canton: Valais
  • Basic-insurance premium region (FOPH/OFSP): region 2
  • Postal code (NPA): 1932
  • Federal municipality number (BFS): 6131

Health insurance and supplementary cover around Bovernier: compare neighbouring municipalities

Around Bovernier, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:

Health insurance premiums 2026 in Bovernier: the real numbers

In Bovernier, an adult with a 300 CHF deductible pays between 406 and 598 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’299 francs a year. The lowest adult premium there comes with the "alternative model" model.

Monthly basic-insurance premiums 2026 — Bovernier (canton of Valais), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)406 – 598 CHFfrom 295 CHF
Young adults (19–25)297 – 454 CHFfrom 186 CHF
Children (0–18)30 – 130 CHF
Source: FOPH/OFSP, approved premiums 2026. 76 insurers compared.

That is exactly what our comparison does: it ranks the 76 insurers active in Bovernier from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.

Compare premiums for Bovernier →

Basic insurance in Bovernier: choosing insurer, deductible and model

Three decisions drive your premium in Bovernier. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Bovernier starts as low as 295 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.

Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Valais: the entitlement goes surprisingly often unclaimed.

Checklist for Bovernier

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Valais.

Free premium comparison for Bovernier →

How we work for Bovernier

Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Valais. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Bovernier this difference is measurable: 406–598 francs a month for adults, i.e. up to 2’299 francs a year across 76 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.

FAQ — insurance in Bovernier (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Bovernier?

In Bovernier (postal code 1932), the 2026 adult basic-insurance premium ranges from 406 to 598 francs a month depending on the insurer (deductible 300), from 297 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’299 francs a year (FOPH premium region 2 of the canton of Valais). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Bovernier have the same premiums?

Not necessarily. Bovernier and nearby municipalities such as Martigny (2 km), Martigny-Combe (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Bovernier?

No, it is for orientation in Bovernier. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Valais.

Can I compare "Health insurance and supplementary cover" in Bovernier with no obligation?

Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Bovernier follow. The comparison is free, and no offer is binding.

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Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.

Important notes

All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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