Basic health insurance and supplementary cover in Bourg-Saint-Pierre

Basic health insurance and supplementary cover in Bourg-Saint-Pierre (Valais)
Basic health insurance and supplementary cover in Bourg-Saint-Pierre (Valais).

Key points at a glance

This page is written for residents of Bourg-Saint-Pierre, in the canton of Valais, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Bourg-Saint-Pierre, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.

What sets your premium is your FOPH premium region (Bourg-Saint-Pierre belongs to region 2 in the canton of Valais) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Bourg-Saint-Pierre has roughly 196 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Bourg-Saint-Pierre, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Liddes (4 km), Orsières (10 km), Val de Bagnes (15 km).

Bourg-Saint-Pierre at a glance: your local context

Bourg-Saint-Pierre, a municipality of roughly 196 residents in the canton of Valais, has its own profile when it comes to health insurance. Bourg-Saint-Pierre lies in premium region 2 of the canton of Valais (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.

  • Population: roughly 196
  • Canton: Valais
  • Basic-insurance premium region (FOPH/OFSP): region 2
  • Postal code (NPA): 1946
  • Federal municipality number (BFS): 6032

Health insurance and supplementary cover around Bourg-Saint-Pierre: compare neighbouring municipalities

Around Bourg-Saint-Pierre, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:

Health insurance premiums 2026 in Bourg-Saint-Pierre: the real numbers

The range in Bourg-Saint-Pierre is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 406 to 598 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’299 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.

Monthly basic-insurance premiums 2026 — Bourg-Saint-Pierre (canton of Valais), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)406 – 598 CHFfrom 295 CHF
Young adults (19–25)297 – 454 CHFfrom 186 CHF
Children (0–18)30 – 130 CHF
Source: FOPH/OFSP, approved premiums 2026. 76 insurers compared.

Our comparison tool does this work for you: the 76 insurers available for Bourg-Saint-Pierre are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.

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Basic insurance in Bourg-Saint-Pierre: choosing insurer, deductible and model

Three decisions drive your premium in Bourg-Saint-Pierre. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Bourg-Saint-Pierre starts as low as 295 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.

Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Valais — many households leave this reduction unused.

Checklist for Bourg-Saint-Pierre

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Valais.

Free premium comparison for Bourg-Saint-Pierre →

How we work for Bourg-Saint-Pierre

Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Valais. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Bourg-Saint-Pierre this difference is measurable: 406–598 francs a month for adults, i.e. up to 2’299 francs a year across 76 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.

FAQ — insurance in Bourg-Saint-Pierre (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Bourg-Saint-Pierre?

In Bourg-Saint-Pierre (postal code 1946), the 2026 adult basic-insurance premium ranges from 406 to 598 francs a month depending on the insurer (deductible 300), from 297 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’299 francs a year (FOPH premium region 2 of the canton of Valais). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Bourg-Saint-Pierre have the same premiums?

Not necessarily. Bourg-Saint-Pierre and nearby municipalities such as Liddes (4 km), Orsières (10 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Bourg-Saint-Pierre?

No. It explains the insurance and tax concepts for residents of Bourg-Saint-Pierre (canton of Valais). Your decisions should rest on your own documents — and, where needed, on a regulated professional.

Can I compare "Health insurance and supplementary cover" in Bourg-Saint-Pierre with no obligation?

Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Bourg-Saint-Pierre follow. The comparison is free, and no offer is binding.

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Important notes

This local guide for Bourg-Saint-Pierre is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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