Basic health insurance and supplementary cover in Grengiols

Basic health insurance and supplementary cover in Grengiols (Valais)
Basic health insurance and supplementary cover in Grengiols (Valais).

Key points at a glance

This page is written for residents of Grengiols, in the canton of Valais, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Grengiols, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.

What sets your premium is your FOPH premium region (Grengiols belongs to region 2 in the canton of Valais) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Grengiols has roughly 424 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Grengiols, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Lax (2 km), Bettmeralp (3 km), Bister (3 km).

Grengiols at a glance: your local context

Grengiols, a municipality of roughly 424 residents in the canton of Valais, has its own profile when it comes to health insurance. Grengiols lies in premium region 2 of the canton of Valais (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.

  • Population: roughly 424
  • Canton: Valais
  • Basic-insurance premium region (FOPH/OFSP): region 2
  • Postal code (NPA): 3993
  • Federal municipality number (BFS): 6177

Health insurance and supplementary cover around Grengiols: compare neighbouring municipalities

Around Grengiols, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:

Health insurance premiums 2026 in Grengiols: the real numbers

The range in Grengiols is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 406 to 598 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’299 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.

Monthly basic-insurance premiums 2026 — Grengiols (canton of Valais), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)406 – 598 CHFfrom 295 CHF
Young adults (19–25)297 – 454 CHFfrom 186 CHF
Children (0–18)30 – 130 CHF
Source: FOPH/OFSP, approved premiums 2026. 76 insurers compared.

That is exactly what our comparison does: it ranks the 76 insurers active in Grengiols from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.

Compare premiums for Grengiols →

Basic insurance in Grengiols: choosing insurer, deductible and model

Three decisions drive your premium in Grengiols. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Grengiols starts as low as 295 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.

Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Valais: the entitlement goes surprisingly often unclaimed.

Checklist for Grengiols

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Valais.

Free premium comparison for Grengiols →

How we work for Grengiols

Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Valais. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Grengiols this difference is measurable: 406–598 francs a month for adults, i.e. up to 2’299 francs a year across 76 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.

FAQ — insurance in Grengiols (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Grengiols?

In Grengiols (postal code 3993), the 2026 adult basic-insurance premium ranges from 406 to 598 francs a month depending on the insurer (deductible 300), from 297 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’299 francs a year (FOPH premium region 2 of the canton of Valais). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Grengiols have the same premiums?

Not necessarily. Grengiols and nearby municipalities such as Lax (2 km), Bettmeralp (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Grengiols?

No, it is for orientation in Grengiols. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Valais.

Can I compare "Health insurance and supplementary cover" in Grengiols with no obligation?

Of course. The starting point is your situation in Grengiols; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.

How is the data from the form handled?

Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.

Important notes

Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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