Key points at a glance
Living in Bellwald (canton of Valais) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Bellwald you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Valais), never on your health: for basic insurance, every insurer must accept you. Bellwald has roughly 378 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Bellwald, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Niederwald (3 km), Ernen (4 km), Fiesch (4 km).
Bellwald at a glance: your local context
Bellwald, a municipality of roughly 378 residents in the canton of Valais, has its own profile when it comes to health insurance. For health insurance premiums, Bellwald belongs to FOPH premium region 2 of the canton of Valais. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 378
- Canton: Valais
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 3997
- Federal municipality number (BFS): 6052
Health insurance and supplementary cover around Bellwald: compare neighbouring municipalities
Living or working near Bellwald? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Niederwald — 2.6 km away
- Health insurance and supplementary cover in Ernen — 3.7 km away
- Health insurance and supplementary cover in Fiesch — 3.9 km away
- Health insurance and supplementary cover in Lax — 6.1 km away
- Health insurance and supplementary cover in Fieschertal — 7.5 km away
- Health insurance and supplementary cover in Binn — 7.8 km away
- Health insurance and supplementary cover in Grengiols — 8.3 km away
- Health insurance and supplementary cover in Bettmeralp — 8.7 km away
- Health insurance and supplementary cover in Goms — 9.5 km away
- Health insurance and supplementary cover in Münster-Geschinen — 9.5 km away
Health insurance premiums 2026 in Bellwald: the real numbers
Concretely for Bellwald: the 2026 adult premium (deductible 300 CHF) is between 406 and 598 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’299 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 406 – 598 CHF | from 295 CHF |
| Young adults (19–25) | 297 – 454 CHF | from 186 CHF |
| Children (0–18) | 30 – 130 CHF | — |
That is exactly what our comparison does: it ranks the 76 insurers active in Bellwald from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Bellwald →
Basic insurance in Bellwald: choosing insurer, deductible and model
Three decisions drive your premium in Bellwald. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Bellwald starts as low as 295 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Valais — many households leave this reduction unused.
Checklist for Bellwald
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Valais.
Free premium comparison for Bellwald →
How we work for Bellwald
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Valais. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Bellwald this difference is measurable: 406–598 francs a month for adults, i.e. up to 2’299 francs a year across 76 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Bellwald (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Bellwald?
In Bellwald (postal code 3997), the 2026 adult basic-insurance premium ranges from 406 to 598 francs a month depending on the insurer (deductible 300), from 297 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’299 francs a year (FOPH premium region 2 of the canton of Valais). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Bellwald have the same premiums?
Not necessarily. Bellwald and nearby municipalities such as Niederwald (3 km), Ernen (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Bellwald?
No, it is for orientation in Bellwald. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Valais.
Can I compare "Health insurance and supplementary cover" in Bellwald with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Bellwald follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.