Key points at a glance
Living in Binn (canton of Valais) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Binn you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Valais), never on your health: for basic insurance, every insurer must accept you. Binn has roughly 142 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Binn, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Ernen (5 km), Fiesch (5 km), Lax (5 km).
Binn at a glance: your local context
Binn, a municipality of roughly 142 residents in the canton of Valais, has its own profile when it comes to health insurance. Binn lies in premium region 2 of the canton of Valais (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 142
- Canton: Valais
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 3996
- Federal municipality number (BFS): 6054
Health insurance and supplementary cover around Binn: compare neighbouring municipalities
Around Binn, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Ernen — 4.5 km away
- Health insurance and supplementary cover in Fiesch — 5.3 km away
- Health insurance and supplementary cover in Lax — 5.4 km away
- Health insurance and supplementary cover in Grengiols — 6.4 km away
- Health insurance and supplementary cover in Niederwald — 7.4 km away
- Health insurance and supplementary cover in Bellwald — 7.8 km away
- Health insurance and supplementary cover in Bettmeralp — 8.7 km away
- Health insurance and supplementary cover in Bister — 9.0 km away
- Health insurance and supplementary cover in Mörel-Filet — 10.4 km away
- Health insurance and supplementary cover in Riederalp — 11.7 km away
Health insurance premiums 2026 in Binn: the real numbers
In Binn, an adult with a 300 CHF deductible pays between 406 and 598 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’299 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 406 – 598 CHF | from 295 CHF |
| Young adults (19–25) | 297 – 454 CHF | from 186 CHF |
| Children (0–18) | 30 – 130 CHF | — |
Our comparison tool does this work for you: the 76 insurers available for Binn are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Binn: choosing insurer, deductible and model
You steer your premium in Binn with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Binn starts as low as 295 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Valais — many households leave this reduction unused.
Checklist for Binn
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Valais.
Free premium comparison for Binn →
How we work for Binn
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Valais. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Binn this difference is measurable: 406–598 francs a month for adults, i.e. up to 2’299 francs a year across 76 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Binn (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Binn?
In Binn (postal code 3996), the 2026 adult basic-insurance premium ranges from 406 to 598 francs a month depending on the insurer (deductible 300), from 297 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’299 francs a year (FOPH premium region 2 of the canton of Valais). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Binn have the same premiums?
Not necessarily. Binn and nearby municipalities such as Ernen (5 km), Fiesch (5 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Binn?
No. It explains the insurance and tax concepts for residents of Binn (canton of Valais). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Binn with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Binn follow. The comparison is free, and no offer is binding.
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Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.