Key points at a glance
This page is written for residents of Provence, in the canton of Vaud, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Provence, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Provence has roughly 373 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Provence, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Mutrux (3 km), La Grande Béroche (6 km), Concise (6 km).
Provence at a glance: your local context
Provence, a municipality of roughly 373 residents in the canton of Vaud, has its own profile when it comes to health insurance. In Provence, the official FOPH premium rates for the canton of Vaud apply.
- Population: roughly 373
- Canton: Vaud
- Federal municipality number (BFS): 5566
Applying for premium subsidies around Provence: compare neighbouring municipalities
Around Provence, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Mutrux — 3.2 km away
- Applying for premium subsidies in La Grande Béroche — 6.0 km away
- Applying for premium subsidies in Concise — 6.2 km away
- Applying for premium subsidies in Val-de-Travers — 6.4 km away
- Applying for premium subsidies in Mauborget — 6.9 km away
- Applying for premium subsidies in Bonvillars — 7.1 km away
- Applying for premium subsidies in Tévenon — 7.5 km away
- Applying for premium subsidies in Onnens — 7.6 km away
- Applying for premium subsidies in Corcelles-près-Concise — 7.6 km away
- Applying for premium subsidies in Champagne — 7.7 km away
Health insurance premiums 2026 in Provence: the real numbers
In Provence, an adult with a 300 CHF deductible pays between 570 and 764 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’326 francs a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
Our comparison tool does this work for you: the 67 insurers available for Provence are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Provence →
Basic insurance in Provence: choosing insurer, deductible and model
Three decisions drive your premium in Provence. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Provence starts as low as 442 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Vaud: the entitlement goes surprisingly often unclaimed.
Checklist for Provence
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Provence →
How we work for Provence
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Vaud. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Provence this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Provence (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Provence?
In Provence, the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year. Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Provence have the same premiums?
Not necessarily. Provence and nearby municipalities such as Mutrux (3 km), La Grande Béroche (6 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Provence?
No, it is for orientation in Provence. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Vaud.
Can I compare "Applying for premium subsidies" in Provence with no obligation?
Of course. The starting point is your situation in Provence; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.