Key points at a glance
This page is written for residents of Mutrux, in the canton of Vaud, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Mutrux, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 1 of the canton of Vaud), never on your health: for basic insurance, every insurer must accept you. Mutrux has roughly 158 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Mutrux, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Provence (3 km), Concise (4 km), La Grande Béroche (4 km).
Mutrux at a glance: your local context
Mutrux, a municipality of roughly 158 residents in the canton of Vaud, has its own profile when it comes to health insurance. Mutrux lies in premium region 1 of the canton of Vaud (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 158
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1428
- Federal municipality number (BFS): 5563
Applying for premium subsidies around Mutrux: compare neighbouring municipalities
Living or working near Mutrux? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Provence — 3.2 km away
- Applying for premium subsidies in Concise — 3.6 km away
- Applying for premium subsidies in La Grande Béroche — 4.4 km away
- Applying for premium subsidies in Corcelles-près-Concise — 5.7 km away
- Applying for premium subsidies in Onnens — 6.1 km away
- Applying for premium subsidies in Bonvillars — 6.1 km away
- Applying for premium subsidies in Champagne — 7.2 km away
- Applying for premium subsidies in Tévenon — 8.0 km away
- Applying for premium subsidies in Mauborget — 8.4 km away
- Applying for premium subsidies in Val-de-Travers — 9.1 km away
Health insurance premiums 2026 in Mutrux: the real numbers
In Mutrux, an adult with a 300 CHF deductible pays between 570 and 764 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’326 francs a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
That is exactly what our comparison does: it ranks the 67 insurers active in Mutrux from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Basic insurance in Mutrux: choosing insurer, deductible and model
You steer your premium in Mutrux with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Mutrux starts as low as 442 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Vaud: the entitlement goes surprisingly often unclaimed.
Checklist for Mutrux
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Mutrux →
How we work for Mutrux
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Vaud. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Mutrux this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Mutrux (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Mutrux?
In Mutrux (postal code 1428), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Mutrux have the same premiums?
Not necessarily. Mutrux and nearby municipalities such as Provence (3 km), Concise (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Mutrux?
No, it is for orientation in Mutrux. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Vaud.
Can I compare "Applying for premium subsidies" in Mutrux with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Mutrux follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
This local guide for Mutrux is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.