Key points at a glance
This page is written for residents of Val-de-Travers, in the canton of Neuchâtel, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Val-de-Travers, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Neuchâtel), never on your health: for basic insurance, every insurer must accept you. Val-de-Travers has roughly 10’668 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Val-de-Travers, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Mauborget (4 km), Tévenon (6 km), Provence (6 km).
Val-de-Travers at a glance: your local context
Val-de-Travers, a municipality of roughly 10’668 residents in the canton of Neuchâtel, has its own profile when it comes to health insurance. For health insurance premiums, Val-de-Travers belongs to FOPH premium region 0 of the canton of Neuchâtel. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 10’668
- Canton: Neuchâtel
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 2103
- Federal municipality number (BFS): 6512
Applying for premium subsidies around Val-de-Travers: compare neighbouring municipalities
Around Val-de-Travers, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Mauborget — 3.7 km away
- Applying for premium subsidies in Tévenon — 6.2 km away
- Applying for premium subsidies in Provence — 6.4 km away
- Applying for premium subsidies in Bullet — 7.2 km away
- Applying for premium subsidies in Grandevent — 7.4 km away
- Applying for premium subsidies in Fiez — 7.5 km away
- Applying for premium subsidies in Fontaines-sur-Grandson — 7.5 km away
- Applying for premium subsidies in Champagne — 8.1 km away
- Applying for premium subsidies in Bonvillars — 8.8 km away
- Applying for premium subsidies in Les Verrières — 8.9 km away
Health insurance premiums 2026 in Val-de-Travers: the real numbers
The range in Val-de-Travers is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 554 to 794 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’878 francs a year, without giving anything up. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 554 – 794 CHF | from 434 CHF |
| Young adults (19–25) | 415 – 638 CHF | from 287 CHF |
| Children (0–18) | 40 – 175 CHF | — |
That is exactly what our comparison does: it ranks the 68 insurers active in Val-de-Travers from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Val-de-Travers →
Basic insurance in Val-de-Travers: choosing insurer, deductible and model
You steer your premium in Val-de-Travers with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Val-de-Travers starts as low as 434 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Neuchâtel — many households leave this reduction unused.
Checklist for Val-de-Travers
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Neuchâtel.
Free premium comparison for Val-de-Travers →
How we work for Val-de-Travers
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Neuchâtel. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Val-de-Travers this difference is measurable: 554–794 francs a month for adults, i.e. up to 2’878 francs a year across 68 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Val-de-Travers (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Val-de-Travers?
In Val-de-Travers (postal code 2103), the 2026 adult basic-insurance premium ranges from 554 to 794 francs a month depending on the insurer (deductible 300), from 415 francs for young adults and from 40 francs for children. For identical cover, the difference reaches up to 2’878 francs a year (FOPH premium region 0 of the canton of Neuchâtel). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Val-de-Travers have the same premiums?
Not necessarily. Val-de-Travers and nearby municipalities such as Mauborget (4 km), Tévenon (6 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Val-de-Travers?
No, it is for orientation in Val-de-Travers. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Neuchâtel.
Can I compare "Applying for premium subsidies" in Val-de-Travers with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Val-de-Travers follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.