Basic health insurance and supplementary cover in Le Chenit

Basic health insurance and supplementary cover in Le Chenit (Vaud)
Basic health insurance and supplementary cover in Le Chenit (Vaud).

Key points at a glance

Living in Le Chenit (canton of Vaud) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Le Chenit you don't save by taking less protection — you save through the right insurer, deductible and model.

What sets your premium is your FOPH premium region (Le Chenit belongs to region 1 in the canton of Vaud) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Le Chenit has roughly 4’586 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Le Chenit, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Le Lieu (7 km), L'Abbaye (8 km), Berolle (9 km).

Le Chenit at a glance: your local context

Le Chenit, a municipality of roughly 4’586 residents in the canton of Vaud, has its own profile when it comes to health insurance. Le Chenit lies in premium region 1 of the canton of Vaud (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.

  • Population: roughly 4’586
  • Canton: Vaud
  • Basic-insurance premium region (FOPH/OFSP): region 1
  • Postal code (NPA): 1341
  • Federal municipality number (BFS): 5872

Health insurance and supplementary cover around Le Chenit: compare neighbouring municipalities

Around Le Chenit, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:

Health insurance premiums 2026 in Le Chenit: the real numbers

The range in Le Chenit is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 570 to 764 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’326 francs a year, without giving anything up. The lowest adult premium there comes with the "HMO / network" model.

Monthly basic-insurance premiums 2026 — Le Chenit (canton of Vaud), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)570 – 764 CHFfrom 442 CHF
Young adults (19–25)413 – 648 CHFfrom 284 CHF
Children (0–18)44 – 179 CHF
Source: FOPH/OFSP, approved premiums 2026. 67 insurers compared.

Our comparison tool does this work for you: the 67 insurers available for Le Chenit are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.

Compare premiums for Le Chenit →

Basic insurance in Le Chenit: choosing insurer, deductible and model

You steer your premium in Le Chenit with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Le Chenit starts as low as 442 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.

Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Vaud — many households leave this reduction unused.

Checklist for Le Chenit

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Vaud.

Free premium comparison for Le Chenit →

How we work for Le Chenit

Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Vaud. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Le Chenit this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.

FAQ — insurance in Le Chenit (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Le Chenit?

In Le Chenit (postal code 1341), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Le Chenit have the same premiums?

Not necessarily. Le Chenit and nearby municipalities such as Le Lieu (7 km), L'Abbaye (8 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Le Chenit?

No, it is for orientation in Le Chenit. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Vaud.

Can I compare "Health insurance and supplementary cover" in Le Chenit with no obligation?

Of course. The starting point is your situation in Le Chenit; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.

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Important notes

Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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