Key points at a glance
Living in Gimel (canton of Vaud) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Gimel you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 1 of the canton of Vaud), never on your health: for basic insurance, every insurer must accept you. Gimel has roughly 2’238 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Gimel, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Saint-Oyens (1 km), Essertines-sur-Rolle (1 km), Saubraz (2 km).
Gimel at a glance: your local context
Gimel, a municipality of roughly 2’238 residents in the canton of Vaud, has its own profile when it comes to health insurance. Gimel lies in premium region 1 of the canton of Vaud (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 2’238
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1188
- Federal municipality number (BFS): 5428
Health insurance and supplementary cover around Gimel: compare neighbouring municipalities
Living or working near Gimel? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Saint-Oyens — 1.4 km away
- Health insurance and supplementary cover in Essertines-sur-Rolle — 1.4 km away
- Health insurance and supplementary cover in Saubraz — 2.2 km away
- Health insurance and supplementary cover in Saint-George — 3.1 km away
- Health insurance and supplementary cover in Longirod — 3.3 km away
- Health insurance and supplementary cover in Bière — 3.3 km away
- Health insurance and supplementary cover in Bougy-Villars — 4.5 km away
- Health insurance and supplementary cover in Tartegnin — 4.9 km away
- Health insurance and supplementary cover in Berolle — 4.9 km away
- Health insurance and supplementary cover in Marchissy — 5.2 km away
Health insurance premiums 2026 in Gimel: the real numbers
Concretely for Gimel: the 2026 adult premium (deductible 300 CHF) is between 570 and 764 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’326 francs of difference a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
Our comparison tool does this work for you: the 67 insurers available for Gimel are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Gimel: choosing insurer, deductible and model
Three decisions drive your premium in Gimel. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Gimel starts as low as 442 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Vaud — many households leave this reduction unused.
Checklist for Gimel
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Gimel →
How we work for Gimel
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Vaud. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Gimel this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Gimel (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Gimel?
In Gimel (postal code 1188), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Gimel have the same premiums?
Not necessarily. Gimel and nearby municipalities such as Saint-Oyens (1 km), Essertines-sur-Rolle (1 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Gimel?
No. It explains the insurance and tax concepts for residents of Gimel (canton of Vaud). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Gimel with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Gimel follow. The comparison is free, and no offer is binding.
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Important notes
This local guide for Gimel is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.