Key points at a glance
Living in Montricher (canton of Vaud) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Montricher you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Montricher belongs to region 1 in the canton of Vaud) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Montricher has roughly 949 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Montricher, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Mollens (2 km), Mauraz (4 km), L'Isle (4 km).
Montricher at a glance: your local context
Montricher, a municipality of roughly 949 residents in the canton of Vaud, has its own profile when it comes to health insurance. Montricher lies in premium region 1 of the canton of Vaud (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 949
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1147
- Federal municipality number (BFS): 5492
Health insurance and supplementary cover around Montricher: compare neighbouring municipalities
Around Montricher, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Mollens — 1.9 km away
- Health insurance and supplementary cover in Mauraz — 3.8 km away
- Health insurance and supplementary cover in L'Isle — 4.2 km away
- Health insurance and supplementary cover in Ballens — 5.6 km away
- Health insurance and supplementary cover in Hautemorges — 5.8 km away
- Health insurance and supplementary cover in Mont-la-Ville — 6.1 km away
- Health insurance and supplementary cover in Berolle — 6.1 km away
- Health insurance and supplementary cover in Cuarnens — 6.3 km away
- Health insurance and supplementary cover in Chavannes-le-Veyron — 6.4 km away
- Health insurance and supplementary cover in L'Abbaye — 6.7 km away
Health insurance premiums 2026 in Montricher: the real numbers
Concretely for Montricher: the 2026 adult premium (deductible 300 CHF) is between 570 and 764 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’326 francs of difference a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
That is exactly what our comparison does: it ranks the 67 insurers active in Montricher from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Montricher →
Basic insurance in Montricher: choosing insurer, deductible and model
Three decisions drive your premium in Montricher. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Montricher starts as low as 442 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Vaud: the entitlement goes surprisingly often unclaimed.
Checklist for Montricher
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Montricher →
How we work for Montricher
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Vaud. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Montricher this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Montricher (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Montricher?
In Montricher (postal code 1147), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Montricher have the same premiums?
Not necessarily. Montricher and nearby municipalities such as Mollens (2 km), Mauraz (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Montricher?
No, it is for orientation in Montricher. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Vaud.
Can I compare "Health insurance and supplementary cover" in Montricher with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Montricher follow. The comparison is free, and no offer is binding.
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Important notes
This local guide for Montricher is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.