Key points at a glance
This page is written for residents of Bavois, in the canton of Vaud, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Bavois, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Bavois has roughly 941 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Bavois, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Penthéréaz (3 km), Chavornay (3 km), Orny (3 km).
Bavois at a glance: your local context
Bavois, a municipality of roughly 941 residents in the canton of Vaud, has its own profile when it comes to health insurance. In Bavois, the official FOPH premium rates for the canton of Vaud apply.
- Population: roughly 941
- Canton: Vaud
- Federal municipality number (BFS): 5746
Applying for premium subsidies around Bavois: compare neighbouring municipalities
Around Bavois, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Penthéréaz — 2.5 km away
- Applying for premium subsidies in Chavornay — 2.6 km away
- Applying for premium subsidies in Orny — 3.5 km away
- Applying for premium subsidies in Oulens-sous-Échallens — 3.9 km away
- Applying for premium subsidies in Arnex-sur-Orbe — 4.2 km away
- Applying for premium subsidies in Pompaples — 4.2 km away
- Applying for premium subsidies in Eclépens — 4.5 km away
- Applying for premium subsidies in Goumoëns — 4.5 km away
- Applying for premium subsidies in Suchy — 5.1 km away
- Applying for premium subsidies in La Sarraz — 5.3 km away
Health insurance premiums 2026 in Bavois: the real numbers
The range in Bavois is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 570 to 764 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’326 francs a year, without giving anything up. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
Our comparison tool does this work for you: the 67 insurers available for Bavois are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Bavois: choosing insurer, deductible and model
Three decisions drive your premium in Bavois. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Bavois starts as low as 442 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Vaud — many households leave this reduction unused.
Checklist for Bavois
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Bavois →
How we work for Bavois
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Vaud. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Bavois this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Bavois (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Bavois?
In Bavois, the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year. Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Bavois have the same premiums?
Not necessarily. Bavois and nearby municipalities such as Penthéréaz (3 km), Chavornay (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Bavois?
No, it is for orientation in Bavois. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Vaud.
Can I compare "Applying for premium subsidies" in Bavois with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Bavois follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.