Key points at a glance
Living in Eclépens (canton of Vaud) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Eclépens you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Eclépens belongs to region 1 in the canton of Vaud) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Eclépens has roughly 1’212 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Eclépens, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Lussery-Villars (2 km), La Sarraz (2 km), Orny (2 km).
Eclépens at a glance: your local context
Eclépens, a municipality of roughly 1’212 residents in the canton of Vaud, has its own profile when it comes to health insurance. For health insurance premiums, Eclépens belongs to FOPH premium region 1 of the canton of Vaud. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 1’212
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1312
- Federal municipality number (BFS): 5482
Applying for premium subsidies around Eclépens: compare neighbouring municipalities
Living or working near Eclépens? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Lussery-Villars — 1.9 km away
- Applying for premium subsidies in La Sarraz — 2.1 km away
- Applying for premium subsidies in Orny — 2.1 km away
- Applying for premium subsidies in Pompaples — 2.2 km away
- Applying for premium subsidies in Dizy — 3.1 km away
- Applying for premium subsidies in Chevilly — 3.8 km away
- Applying for premium subsidies in Oulens-sous-Échallens — 3.8 km away
- Applying for premium subsidies in Cossonay — 3.9 km away
- Applying for premium subsidies in Daillens — 3.9 km away
- Applying for premium subsidies in Penthalaz — 4.2 km away
Health insurance premiums 2026 in Eclépens: the real numbers
In Eclépens, an adult with a 300 CHF deductible pays between 570 and 764 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’326 francs a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
Our comparison tool does this work for you: the 67 insurers available for Eclépens are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Eclépens →
Basic insurance in Eclépens: choosing insurer, deductible and model
Three decisions drive your premium in Eclépens. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Eclépens starts as low as 442 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Vaud — many households leave this reduction unused.
Checklist for Eclépens
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Eclépens →
How we work for Eclépens
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Vaud. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Eclépens this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Eclépens (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Eclépens?
In Eclépens (postal code 1312), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Eclépens have the same premiums?
Not necessarily. Eclépens and nearby municipalities such as Lussery-Villars (2 km), La Sarraz (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Eclépens?
No, it is for orientation in Eclépens. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Vaud.
Can I compare "Applying for premium subsidies" in Eclépens with no obligation?
Of course. The starting point is your situation in Eclépens; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.