Key points at a glance
Living in Penthéréaz (canton of Vaud) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Penthéréaz you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Penthéréaz belongs to region 1 in the canton of Vaud) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Penthéréaz has roughly 422 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Penthéréaz, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Bavois (3 km), Chavornay (4 km), Goumoëns (4 km).
Penthéréaz at a glance: your local context
Penthéréaz, a municipality of roughly 422 residents in the canton of Vaud, has its own profile when it comes to health insurance. For health insurance premiums, Penthéréaz belongs to FOPH premium region 1 of the canton of Vaud. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 422
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1375
- Federal municipality number (BFS): 5531
Applying for premium subsidies around Penthéréaz: compare neighbouring municipalities
Around Penthéréaz, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Bavois — 2.5 km away
- Applying for premium subsidies in Chavornay — 3.5 km away
- Applying for premium subsidies in Goumoëns — 3.7 km away
- Applying for premium subsidies in Vuarrens — 3.8 km away
- Applying for premium subsidies in Oulens-sous-Échallens — 3.9 km away
- Applying for premium subsidies in Suchy — 4.2 km away
- Applying for premium subsidies in Essertines-sur-Yverdon — 4.5 km away
- Applying for premium subsidies in Villars-le-Terroir — 4.5 km away
- Applying for premium subsidies in Saint-Barthélemy — 5.6 km away
- Applying for premium subsidies in Bettens — 5.7 km away
Health insurance premiums 2026 in Penthéréaz: the real numbers
In Penthéréaz, an adult with a 300 CHF deductible pays between 570 and 764 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’326 francs a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
Our comparison tool does this work for you: the 67 insurers available for Penthéréaz are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Penthéréaz →
Basic insurance in Penthéréaz: choosing insurer, deductible and model
You steer your premium in Penthéréaz with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Penthéréaz starts as low as 442 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Vaud: the entitlement goes surprisingly often unclaimed.
Checklist for Penthéréaz
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Penthéréaz →
How we work for Penthéréaz
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Vaud. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Penthéréaz this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Penthéréaz (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Penthéréaz?
In Penthéréaz (postal code 1375), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Penthéréaz have the same premiums?
Not necessarily. Penthéréaz and nearby municipalities such as Bavois (3 km), Chavornay (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Penthéréaz?
No, it is for orientation in Penthéréaz. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Vaud.
Can I compare "Applying for premium subsidies" in Penthéréaz with no obligation?
Of course. The starting point is your situation in Penthéréaz; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Important notes
This local guide for Penthéréaz is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.